Structured Deposit Products

Structured deposits are savings accounts where the return is based on the performance of an index.

Normally if the index is higher than it’s starting level on the maturity date you will receive an interest payment. If the index has dropped or stayed the same you would not receive any interest. Your original investment would be returned in full.

Structured deposit products are covered by the Financial Services Compensation Scheme. If the financial institution you have invested with is unable to repay your investment (goes bankrupt or similar) you are entitled to claim £85,000 per person per bank.

It is very important to fully understand your chosen product. Please go to the products page and read the full brochure before investing.  See our Frequently Asked Questions for more details.

We also offer a range of Structured Investment Products that do not guarantee the return of your capital. Potential returns are higher than Structured Deposits due to the additional risk.

0.5% fee on all products

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Plan nameClosing dateDeposit TakerTaxationMaximum term
FTSE 100 Kick Out Deposit Plan 8216/01/2019Investec Bank PLCIncome6 years
FTSE 100 Defensive Kick Out Deposit Plan 816/01/2019Investec Bank PLCIncome6 years
Even 30 Deposit Growth Plan 7016/01/2019Investec Bank PLCIncome5 years
FTSE 100 3 Year Deposit Plan 1016/01/2019Investec Bank PLCIncome3 years
FTSE 100 3 Year Defensive Deposit Plan 1016/01/2019Investec Bank PLCIncome3 years
FTSE 100 6 Year Deposit Plan 816/01/2019Investec Bank PLCIncome6 years
FTSE 100 6 Year Defensive Deposit Plan 1816/01/2019Investec Bank PLCIncome6 years
FTSE 100 Income Deposit Plan 24 - Annual Option16/01/2019Investec Bank PLCIncome6 years
FTSE 100 Income Deposit Plan 24 - Monthly Option16/01/2019Investec Bank PLCIncome6 years