Royal Mail Strikes – Postal Applications

Please be aware that the upcoming Royal Mail strikes will cause delays to applications arriving with us, please email applications to and make payments via bank transfer if possible.

Strike Action Dates:  Friday 9th December, Sunday 11th December, Wednesday 14th December, Thursday 15th December, Friday  23rd December, Saturday 24th December

We will still be able to accept postal applications, however please allow plenty of time for these to arrive to avoid missing your chosen plans deadline.

Structured Deposit Products

Structured deposits are savings accounts where the return is based on the performance of an index.

Normally if the index is higher than it’s starting level on the maturity date you will receive an interest payment. If the index has dropped or stayed the same you would not receive any interest. Your original investment would be returned in full.

Structured deposit products are covered by the Financial Services Compensation Scheme. If the financial institution you have invested with is unable to repay your investment (goes bankrupt or similar) you are entitled to claim £85,000 per person per bank.

It is very important to fully understand your chosen product. Please go to the products page and read the full brochure before investing.  See our Frequently Asked Questions for more details.

We also offer a range of Structured Investment Products that do not guarantee the return of your capital. Potential returns are higher than Structured Deposits due to the additional risk.

0.5% fee on all products

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