Important update – Please Read

Following the most recent guidance issued by the government in relation to the Coronavirus (Covid-19) we wanted to provide an update regarding how this affects us.

The well-being of staff is our number one priority and we have taken steps to ensure their safety.  We have also taken steps to make sure there is minimal disruption to customers and currently have processes in place to deal with your application and any enquiries in the same way as we’ve always done.  If you have any questions please email

Structured Deposit Products

Structured deposits are savings accounts where the return is based on the performance of an index.

Normally if the index is higher than it’s starting level on the maturity date you will receive an interest payment. If the index has dropped or stayed the same you would not receive any interest. Your original investment would be returned in full.

Structured deposit products are covered by the Financial Services Compensation Scheme. If the financial institution you have invested with is unable to repay your investment (goes bankrupt or similar) you are entitled to claim £85,000 per person per bank.

It is very important to fully understand your chosen product. Please go to the products page and read the full brochure before investing.  See our Frequently Asked Questions for more details.

We also offer a range of Structured Investment Products that do not guarantee the return of your capital. Potential returns are higher than Structured Deposits due to the additional risk.

0.5% fee on all products

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iDAD Structured Products Logo
Plan nameClosing DateCounterpartyTaxationMaximum Term
Callable Deposit PlanFULLY SUBSCRIBEDGoldman SachsIncome8 years 2 weeks
Investec Structured Products Logo
Plan nameClosing dateDeposit TakerTaxationMaximum term
FTSE4Good 6 Year Deposit Plan 206/11/2020Investec Bank PLCIncome6 years
FTSE 100 Kick Out Deposit Plan 9606/11/2020Investec Bank PLCIncome6 years
FTSE 100 Defensive Kick Out Deposit Plan 2206/11/2020Investec Bank PLCIncome6 years
FTSE 100 3 Year Deposit Plan 6006/11/2020Investec Bank PLCIncome3 years
FTSE 100 3 Year Defensive Deposit Plan 2406/11/2020Investec Bank PLCIncome3 years
FTSE 100 6 Year Deposit Plan 2206/11/2020Investec Bank PLCIncome6 years
FTSE 100 6 Year Defensive Deposit Plan 3206/11/2020Investec Bank PLCIncome6 years
FTSE 100 Income Deposit Plan 38 - Monthly Option06/11/2020Investec Bank PLCIncome6 years