Structured Deposit Products

Structured deposits are savings accounts where the return is based on the performance of an index.

Normally if the index is higher than it’s starting level on the maturity date you will receive an interest payment. If the index has dropped or stayed the same you would not receive any interest. Your original investment would be returned in full.

Structured deposit products are covered by the Financial Services Compensation Scheme. If the financial institution you have invested with is unable to repay your investment (goes bankrupt or similar) you are entitled to claim £85,000 per person per bank.

It is very important to fully understand your chosen product. Please go to the products page and read the full brochure before investing.  See our Frequently Asked Questions for more details.

We also offer a range of Structured Investment Products that do not guarantee the return of your capital. Potential returns are higher than Structured Deposits due to the additional risk.

0.5% fee on all products

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iDAD Structured Products Logo
Plan nameClosing DateCounterpartyTaxationMaximum Term
Enhanced Participation Deposit Plan04/03/2020Goldman SachsIncome7 years 2 weeks
Callable Deposit Plan31/03/2020Goldman SachsIncome8 years 2 weeks
Investec Structured Products Logo
Plan nameClosing dateDeposit TakerTaxationMaximum term
FTSE 100 Kick Out Deposit Plan 9106/03/2020Investec Bank PLCIncome6 years
FTSE 100 Defensive Kick Out Deposit Plan 1706/03/2020Investec Bank PLCIncome6 years
Even 30 Deposit Growth Plan 7906/03/2020Investec Bank PLCIncome5 years
FTSE 100 3 Year Deposit Plan 5506/03/2020Investec Bank PLCIncome3 years
FTSE 100 3 Year Defensive Deposit Plan 1906/03/2020Investec Bank PLCIncome3 years
FTSE 100 6 Year Deposit Plan 1706/03/2020Investec Bank PLCIncome6 years
FTSE 100 6 Year Defensive Deposit Plan 2706/03/2020Investec Bank PLCIncome6 years
FTSE 100 Income Deposit Plan 33 - Monthly Option06/03/2020Investec Bank PLCIncome6 years