Structured Deposit Products

Structured deposits are savings accounts where the return is based on the performance of an index.

Normally if the index is higher than it’s starting level on the maturity date you will receive an interest payment. If the index has dropped or stayed the same you would not receive any interest. Your original investment would be returned in full.

Structured deposit products are covered by the Financial Services Compensation Scheme. If the financial institution you have invested with is unable to repay your investment (goes bankrupt or similar) you are entitled to claim £85,000 per person per bank.

It is very important to fully understand your chosen product. Please go to the products page and read the full brochure before investing.  See our Frequently Asked Questions for more details.

We also offer a range of Structured Investment Products that do not guarantee the return of your capital. Potential returns are higher than Structured Deposits due to the additional risk.

0.5% fee on all products

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iDAD Structured Products
Plan nameClosing DateCounterpartyTaxationMaximum Term
FTSE 100 Income Deposit Plan23/08/2022Royal Bank of CanadaIncome5 years 2 weeks
Mariana Structured Products Logo
Plan nameClosing dateCounterpartyTaxationMaximum term
FTSE 100 Deposit Kick Out Plan16/09/2022Goldman SachsIncome6 years 1 week
MB Structured Product Logo
Plan nameClosing dateCounterpartyTaxationMaximum Term
UK Growth Deposit Plan09/09/2022Barclays Bank plcIncome3 years 3 weeks
UK 6Y Kick Out Deposit Plan09/09/2022Barclays Bank plcIncome6 years 3 weeks
UK 6Y Growth Deposit Plan09/09/2022Barclays Bank plcIncome6 years 3 weeks