Structured Deposit Products
Structured deposits are savings accounts where the return is based on the performance of an index.
Normally if the index is higher than it’s starting level on the maturity date you will receive an interest payment. If the index has dropped or stayed the same you would not receive any interest. Your original investment would be returned in full.
Structured deposit products are covered by the Financial Services Compensation Scheme. If the financial institution you have invested with is unable to repay your investment (goes bankrupt or similar) you are entitled to claim £75,000 per person per bank.
It is very important to fully understand your chosen product. Please go to the products page and read the full brochure before investing. See our Frequently Asked Questions for more details.