If you’re unsure about any aspect of your Life Insurance, Critical Illness or Income Protection you should ask for advice, that’s where our partnership with Vita can help you.
Vita is an independent whole of market insurance broker who share our values, there’s no hard sell, no pushy sales people, just honest advice tailored to your circumstances.
If you need some advice then call 0800 464 0646 to speak to an adviser, alternatively complete the call back form and someone will be in touch with you.
If you take out a policy with Vita we’ll receive some commission but we’ve reduced the amount to make sure you still get a competitive premium. There’s no fees to pay and you get expert tailored advice from a company that we’re happy to recommend.
Vita are able to provide advice and make recommendations that are tailored to your individual circumstances. If you’re unsure what type of cover you need, how much cover you need or how long you need the cover for, Vita will be able to help.
There are a number of health and lifestyle factors that can have an impact on your application and each insurer will have their own criteria to determine how your disclosures affect the policy. Some of the most common reasons for applications being rejected/declined or premiums being increased are;
- Existing Medical Conditions & Family Medical History
- High Risk Occupations
- Hazardous Pastimes
- Body Mass Index (BMI) – Underweight or Overweight
Vita will be able to tailor their advice to ensure the above factors are taken into account before making any recommendations.
If you’re considering Critical Illness cover as part of your insurance it pays to know exactly what you’re covered for. Each insurer offers a different level of cover and Vita will be able to guide you through the different options to ensure that your policy provides cover for the things that matter to you.
Vita was started by two close friends, Barry Pappin & Paul Reed, who shared the same vision – to be trusted as the fairest and most credible insurance brokerage, giving unrivalled advice from experts that genuinely care about getting the right solution for you. Only the best policies from the best insurers, tailored to fit your circumstances. No hard sell, no pushiness.
The feedback that their customers provide demonstrates that they’re doing right by them and providing a first class service along the way. They’re able to boast a 99% positive feedback rating on the independent review site, Feefo.