iDAD 10:10 Plan – Issue 84

Key info

  • Counterparty
    Natixis
  • Taxation
    Capital Gains
  • Maximum Term
    10 years
  • Minimum investment
    £10,000
  • Potential Returns (Option 1)
    8.35% p.a.
  • Potential Returns (Option 2)
    10.00% p.a.
  • Potential Returns (Option 3)
    10.95% p.a.
  • Moneyworld Fee
    0.5%

Overview

The iDAD 10:10 Plan is a ten year investment with the potential growth payments dependant on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset.

This is a ten year, one week Plan based on the performance of the FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index, the Underlying Index. The  Plan has three options and is constructed to offer an Investment Return of 8.35% in Option 1 , 10.00% in Option 2 and 10.95% in Option 3 for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s third year and annually thereafter. The Investment Return is only due if the Plan matures. Should the Closing Price of the Underlying Index on an Observation Date be at or  above the trigger level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan  has run. The opportunity for growth is the key aim of this investment. The investment is linked to the FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index (see page 8 of the brochure for full details).

The initial investment into the Plan will be returned in full at maturity providing the Index is at or above 70% of its Initial Strike Level.

There is a risk that the Issuer Natixis Structured Issuance SA and the Guarantor (Natixis) could go into administration, become bankrupt or collapse. This would mean that it could fail to make the payments due in relation to the Plan. In the event of this happening an Investor  who is not eligible for FSCS coverage could lose some or all of their investment as well as any of the returns to which they may otherwise have been  entitled. Note that the FSCS is not applicable During the Plan Term.

Important dates

  • Closing date
    22 June 2026
  • ISA Transfer Closing date
    8 June 2026

More information

The product is in the form of a debt instrument governed by English law linked to the performance of equity index-linked  preference shares issued by Cannon Bridge Capital Ltd., which are  in turn linked to the performance of the Underlying(s)

Natixis (Issuer: Natixis Structured Issuance / Guarantor: Natixis), part of the BPCE group

To provide capital growth in return for the risk of loss of capital.  Amounts stated below are in respect of each Nominal Amount  that you invest. Investors should note that the payments  described below are based on the expected value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such,  your return is only indirectly dependent on the Underlying(s).

Option 1

Autocall Event: if the Underlying Performance is greater than  or equal to the relevant Autocall Barrier Level on any Autocall  Valuation Date, the product will be redeemed early and you will  receive, in addition to the Nominal Amount, an amount equal to  the Performance Linked Amount corresponding to the  Performance Linked Amount per period on the immediately  following Payment Date. No further payments of principal or  Performance Linked Amount will be made following such  payment and early redemption.

Redemption amount on the Maturity Date:

If the product is not redeemed early, then you will receive one of  the following:

If a Barrier Event has NOT occurred:

– If the Final Underlying Performance is greater than or equal to  -17.5%, you will receive in addition to the Nominal Amount, the  Performance Linked Amount corresponding to the Performance  Linked Amount per period.

– If the Final Underlying Performance is lower than -17.5%, you  will receive the Nominal Amount.

Option 2

Autocall Event: if the Underlying Performance is greater than  or equal to 0% on any Autocall Valuation Date, the product will  be redeemed early and you will receive, in addition to the  Nominal Amount, an amount equal to the Performance Linked  Amount corresponding to the Performance Linked Amount per  period on the immediately following Payment Date. No further  payments of principal or Performance Linked Amount will be  made following such payment and early redemption.

Redemption amount on the Maturity Date:

If the product is not redeemed early, then you will receive one of the following:

If a Barrier Event has NOT occurred:

– If the Final Underlying Performance is greater than or equal to  0%, you will receive in addition to the Nominal Amount, the  Performance Linked Amount corresponding to the Performance  Linked Amount per period.

– If the Final Underlying Performance is lower than 0%, you will  receive the Nominal Amount.

Option 3

Autocall Event: if the Underlying Performance is greater than  or equal to 5% on any Autocall Valuation Date, the product will be redeemed early and you will receive, in addition to the Nominal  Amount, an amount equal to the Performance Linked Amount  corresponding to the Performance Linked Amount per period on  the immediately following Payment Date. No further payments of  principal or Performance Linked Amount will be made following  such payment and early redemption.

Redemption amount on the Maturity Date:

If the product is not redeemed early, then you will receive one of  the following:

If a Barrier Event has NOT occurred:

– If the Final Underlying Performance is greater than or equal to  5%, you will receive in addition to the Nominal Amount, the  Performance Linked Amount corresponding to the Performance  Linked Amount per period.

– If the Final Underlying Performance is lower than 5%, you will  receive the Nominal Amount.

Otherwise, you will receive an amount equal to the Nominal  Amount diminished by an amount equal to the Nominal Amount multiplied by the absolute value of the Final Underlying  Performance. The amount paid in such case will be less than the Nominal Amount and you may lose some or all of your capital.

Early redemption and adjustments

The terms of the product provide that if certain defined events, in  addition to those described above, occur (principally but not  exclusively in relation to any Underlying, or the Issuer of the  product (which may include the discontinuation of the Issuer’s  ability to carry out the necessary hedging transactions) or the  Issuer of the preference shares), adjustments may be made to the  terms of the product to account for the relevant event or the  product may be early redeemed. The amount paid on any early  redemption may be less than the amount originally invested.

This product is intended for retail investors who:

– have capital growth objective

– are willing and able to bear a total capital loss and accept the  credit risk of the Issuer and the Guarantor

– have a risk tolerance consistent with the summary risk indicator in the key information document

– have significant knowledge and experience in products such as  the one described in the key information document

– have a minimum investment horizon consistent with the  recommended holding period

How do i invest?

1

Email Applications – Print and complete our Appropriateness Assessment Form & the Application Form and email this to admin@moneyworld.com

Please read about ID Verification & Payment Details

2

Postal Applications – Print and complete our Appropriateness Assessment Form & the Application Form and post these along with any cheque’s to;

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

What are the risks?

This is a list of the general risks associated with investing in structured investment products, please read the plan brochure and key information document for your chosen product to fully understand the risks.

Market Risk:  In the event of a global economic recession this may result in financial markets weakening significantly. Political or climatic events can also cause disruption to the markets. Economic policies, tax rates or interest rates are subject to change and can influence the performance of the  Underlying Asset.

Early Redemption Risk:  The actual risk can vary significantly. If you cash in at an early stage you may get less Initial Capital back. You may not be able to sell your Plan easily or have to sell at a price that will impact how much return you get back.

Inflation Risk:  The value of your investment and any returns you may qualify for are not linked to inflation. If inflation is high over the term of the  Plan, the real value of the Plan may decrease thus affecting the real value of any returns you may receive.

Counterparty Risk:  By investing in this Plan you take a possible credit risk with the Counterparty. The Counterparty will be responsible for the payment of any return of capital and income payments due from the Investment. In the event of bankruptcy or payment default by the Counterparty you may be exposed to partial or total loss of capital and you would not be entitled to compensation from the Financial Services Compensation Scheme (FSCS).

Liquidity Risk:  The Issuer of the Securities aims to provide but cannot guarantee a secondary market for the Securities during the investment term.  However, certain market circumstances may have a negative impact on the liquidity of the Securities and result in the partial or total loss of your  initial capital invested.

Structured investment products FAQs

Structured Products are designed to be held to the end of the fixed term, it is possible to cash in the plan early however you could get back less than you originally invested.

Your application should be sent to us and not the Structured product provider, forms can be returned to admin@moneyworld.com or by post to – Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.  The application should arrive with us before the advertised closing date for your chosen plan.

The payment can be made by bank transfer direct to the plan manager or by cheque, details of where to send the funds or who the cheque should be made payable to are usually included on the application form for your chosen plan.  If you’re still unsure then get in touch with us and we’ll provide details.

The company that you invest with will issue a cancellation notice once they have received and processed your application. This will give you 14 days in which to cancel the application if you decide not to proceed.

However if you cancel the plan after it has started it is possible that you will receive back less than your original investment, irrespective of whether you cancel within the 14 day period or not.

When the plan ends you will be contacted by the company that holds your investment and will usually be given the following options;

– Re-invest into a new product with the same company if they have one available at the time

– Request that they return the proceeds in full to you (any ISA funds returned will lose their ISA status)

– Re-invest part of the money into a new plan and encash the rest

– If the plan is held as an ISA you also have the option of transferring the funds to another company to retain the ISA status

There are a number of websites available that provide historical index levels, links to some of these are provided below;

Yahoo Finance
Investing.com
Bloomberg

If you require historical information for previous issues of the plan you are investing in then this can generally be found on the website of the company that administers the plan.

The fee can be paid direct to us or by specifying on the application form that the fee is to be deducted from your investment.  If you prefer to pay us directly you can do this by cheque or bank transfer.  If posting an application please either enclose a cheque payable to Moneyworld or indicate that the fee is to be paid directly and we will provide account details once we have processed your application.

If you’re emailing your form and haven’t indicated that the fee is to be deducted from the investment, we’ll assume you’re paying  by bank transfer and will provide account details when we acknoweldge receipt of your application.

A Structured Product is a fixed term product which usually runs for between 2-10 years. The return of your original capital and any income/growth payments are usually dependant on the performance of either a basket of shares or more commonly a specific index such as the FTSE 100.

There are two types of Structured Products available:

♦ Investment based
♦ Deposit based

Investment based: At the end of the term, you receive the product return from the company that holds the investment plus a return of capital, providing certain criteria has been met.

The product is issued in association with a third party, known as a ‘counterparty’ who provide the returns and the guarantees. If this third party goes bankrupt, you could lose some or all of your money. This type of product does not benefit from Financial Services Compensation Scheme protection

Deposit based: Deposit based plans are similar to Structured Investment Products, however UK investors may benefit from the Financial Services Compensation Scheme’s (FSCS) deposit insurance scheme, subject to certain limits.

Plan Brochure - 10:10 Plan - Issue 84 thumbnail
Order brochure by post

Sign up for structured product updates

Have a query?

Get in touch with the team.
Call us on 01494 443806
We’re here 9.00am - 5.30pm
Monday to Friday

Sign up for structured product updates

Have a query?

Get in touch with the team.
Call us on 01494 443806
We’re here 9.00am - 5.30pm
Monday to Friday