SG UK & Europe Defensive Kick Out Plan (SG006)

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Important Update – Please Read

We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can.  The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date.  Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at admin@moneyworld.com. We will confirm receipt of your application within one working day.

If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.

When you invest in the SG UK & Europe Defensive Kick Out Plan, you may receive an accumulated return of 6.65% for each year of your investment depending on the performance of the FTSE 100 Index.

The full Investment Term is eight years, however, the Plan has the potential to mature early (kick-out) from the second anniversary and annually thereafter.

If both the FTSE 100 Index and the EURO STOXX 50 Index are at or above the required levels on an Anniversary Date, the Plan will mature early (kick-out) and repay your Initial Investment plus a defined return  (as outlined on page 5 of the brochure).

The required kick-out levels reduce on the fifth anniversary, and annually thereafter. The required Final Index Levels are 65% of the Initial Index Levels.

You will receive back significantly less than you initially invested if the Closing Level of  either the FTSE 100 Index or the EURO STOXX 50 Index is below 60% of its Initial Index Level on the Investment End Date.

The Counterparty for this Plan is Societe Generale.  If Societe Generale were to fail or become insolvent, you could lose some or all of your investment and any return that may be due, irrespective of the performance of the FTSE 100 Index or the EURO STOXX 50 Index.

Other Key Information

This product is an unsecured debt instrument governed by English law.

Société Générale, http://kid.sgmarkets.com, Call +33(0) 969 32 08 07 for more information

This product is designed to provide a return when the product is redeemed (either at  maturity or when redeemed early). It is possible for the product to be automatically redeemed early based on pre-defined conditions. If the product is not redeemed early,  both the return and the capital redemption amount will be linked to the performance of  the underlyings. Your capital will be fully at risk when investing in this product.

The Reference Underlying is the Underlying with the lowest observed level on the  relevant observation.

Automatic Early Redemption

On any Early Redemption Observation Date, if the level of the Reference Underlying is at or above the Early Redemption Barrier, the product will be redeemed early and you  will receive:

100% of the Nominal Value plus the Early Redemption Return.

Final Redemption

On the Maturity Date, provided that the product has not been redeemed early, you will  receive a final redemption amount.

– If the Final Level of the Reference Underlying is at or above the Final Barrier, you will  receive:

100% of the Nominal Value plus the Final Return

– If the Final Level of the Reference Underlying is below the Final Barrier and is at or  above the Capital Barrier, you will receive:

100% of the Nominal Value.

– Otherwise, you will receive the Final Level of the Reference Underlying multiplied by the Nominal Value. In this scenario, you will suffer a partial or total loss of your  invested amount.

Additional Information

– The level of each Underlying corresponds to its value expressed as a percentage of  its Initial Value.

– The Initial Value of each Underlying is its value observed on the Initial Observation  Date.

– The Final Level is the level of the Reference Underlying observed on the Final  Observation Date.

– Return is expressed as a percentage of the Nominal Value.

– Extraordinary events may lead to changes to the product’s terms or the early  termination of the product and could result in losses on your investment

– The product is available through a public offering during the applicable offering period in the following jurisdiction(s): United Kingdom

The product is aimed at investors who:

– Have specific knowledge or experience of investing in similar products and in  financial markets, and have the ability to understand the product and its risks and  rewards.

– Seek a product offering capital growth and have an investment horizon in line with  the recommended holding period stated in the key information document.

– Are able to bear total loss of their investment and accept the risk that the Issuer and / or Guarantor could fail to pay the capital and any potential return.

– Are willing to accept a level of risk to achieve potential returns that is consistent with  the summary risk indicator shown in the key information document.

Please ensure you have read and understood the important documents contained on this page before investing.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the Walker Crips Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post your documents to :

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 03 April 2020

Cash ISA Transfer closing date: 20 March 2020

Stocks & Shares ISA Transfer closing date: 13 March 2020

Important Documents

> Plan Brochure – SG UK & Europe Defensive Kick Out Plan (SG006)

> Key Information Document

> Order brochure by post

Structured Product Order Form

  • This will help us send the correct application form.

Other application forms

> SIPP/SSAS Application Form

> Company Application Form

> Trust Application Form

When completing an Application Form for either a Company or Trust, Walker Crips also require the appropriate FATCA Addendum completed and submitted.

The two classifications for company investments are as follows;

> Company – Financial Institutions

> Company – Non Financial Foreign Entity

The 3 classifications for investments from trusts are;

> Trusts – Financial Institutions
> Trusts – Individual Owner
> Trusts – Non Financial Foreign Entity

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Is the SG UK & Europe Defensive Kick Out Plan right for me?

This Plan may be right for you if:

Understand the specific features and risks highlighted in the Plan documentation and are able to make an informed investment decision based on the information provided  within the authorised documentation, including this brochure and the Key Information Document (KID);

Understand how the Plan works and that your return will be based on predetermined calculations;

Understand that you will lose, and are able to withstand the loss of, more than 40%  of your Initial Investment if the Final Index Level of either Index is below 60% of its Initial Index Level on the Investment End Date;

Are looking for a potential return from your Initial Investment, payable at the end of  the Investment Term, and do not require an income from your Initial Investment  throughout the Investment Term;

Understand that any potential return is determined by the Closing Level of the FTSE  100 Index and EURO STOXX 50 Index at specified dates throughout the Investment Term;

Understand that you will receive no return at all where the Final Index Level of the
FTSE 100 Index and EURO STOXX 50 Index is below 65% of its Initial Index Level;

Are prepared to accept the Counterparty risk of Societe Generale. If Societe Generale defaults you understand that you could lose your Initial Investment and any potential returns due to you, and you will not have  recourse to the FSCS;

Understand the Investment Term and you will not need access to your Initial  Investment for eight years. You have other readily accessible funds available to meet  your immediate financial needs and for emergencies;

Accept the possibility that the Plan may mature early if certain conditions are met;

Understand that if the Indices perform better than the maximum potential return  offered by the Plan over the Investment Term, you may receive less than you would  have received had you invested directly in the FTSE 100 Index and the EURO STOXX 50 Index;

Have a positive view of the performance of the FTSE 100 Index and the EURO STOXX 50 the next eight years;

Have a minimum of £10,000 to invest.

This investment may not be right for you if:

 Are unable to make an informed investment decision based on the information provided within the authorised documentation, including this brochure and the Key  Information Document (KID);

♦ Are unsure how the Plan works or how the potential returns are calculated;

♦ Cannot afford to put your Initial Investment at risk, or are uncomfortable in putting your Initial Investment at risk;

♦ Are not prepared to accept the Counterparty risk of Societe Generale;

♦ Do not have other readily accessible funds available to meet your immediate financial needs and for emergencies;

♦ Are unable to commit to investing your Initial Investment for the eight year Investment Term;

♦ Would like to receive income from your Initial Investment during the Investment Term;

♦ Would like to add to your investment from time to time or at regular intervals over the Investment Term;

♦ Do not want your potential returns to be dependent on stock market performance;

♦ Do not have a positive view of the performance of the FTSE 100 Index and the EURO STOXX 50 Index over the next eight years.