Meteor FTSE/STOXX Super Step Down Kick Out Plan February 2019

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The Meteor FTSE/STOXX Super Step Down Kick Out Plan is a maximum seven year two week investment offering a potential gross investment return of 7.40% per annum.

The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50 Index (each ‘an Index’, collectively ‘the Indices’).

The Securities purchased will be issued by Credit Suisse AG.

This is a capital-at-risk Plan and the investor may lose some or all of their money if the  Final Level of one or both Indices is below 60% of its Opening Level. In this case, the  reduction in the money invested in the Plan at the Maturity Date will equal the same  percentage that the Final Level of the lower performing Index is below its Opening  Level.

If the Closing Levels of both Indices on any Measurement Date before the Final  Measurement Date are at least equal to their respective Reference Levels, the Plan  will kick out, i.e. mature early, and make a gross investment return for each year that  the Plan has been in force.

The first Measurement Date will be on 10 February 2020, one year after the Start  Date.

The Reference Levels are as follows: year 1 at 105%; year 2 at 100%; year 3 at 95%;  year 4 at 90%; year 5 at 85%; year 6 at 80% and year 7 (Final Level) at 65%.

If the Plan matures early on a Measurement Date, the investment return payable will  be: 7.40% at year 1; 14.80% at year 2; 22.20% at year 3; 29.60% at year 4; 37% at  year 5 and 44.40% at Year 6.

If the Closing Levels of both Indices on any Measurement Date before the Final  Measurement Date are below their respective Reference Levels, no investment return  will be made and the Plan will remain in force.

If the Final Levels of both Indices are at least equal to 65% of their respective Opening Levels, the Plan will make an investment return at the Maturity Date equal to 51.80%  of the money invested in the Plan. If the Final Level of one or both Indices is below  65% of its respective Opening Level, no investment return will be payable at the  Maturity Date.

It is possible that the Counterparty could collapse or fail to make the payments due  from the Plan. If this happened the investor would lose some, or all, of the money they  invest in the Plan, as well as any investment return to which they might otherwise have become entitled.

It is Meteors understanding that any investment return from this Plan will be subject to Capital Gains Tax.

Other Key Information

English law governed notes

Credit Suisse International ( The product issuer is Credit Suisse AG, acting through its London Branch.

The product is designed to provide a return in the form of a cash payment on  termination of the product. The timing and amount of this payment will depend on the  change in value of the preference shares, which in turn will depend on the  performance of the underlyings. The product has a fixed term and will terminate on the maturity date, unless terminated early. The payment at maturity will not exceed GBP  1.518. If, at maturity, the worst performing underlying has fallen below 60.00% of its  initial reference level, the product may return less than the product notional amount or  even zero.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date, the reference level of the worst  performing underlying is at or above the relevant autocall barrier level. On any such  early termination, you will on the immediately following autocall payment date receive  a cash payment equal to the applicable autocall payment. The relevant dates, autocall barrier levels and autocall payments are shown in the table(s) in the key  information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive:

1. if the final reference level of the worst performing underlying is at or above 65.00%  of its initial reference level, a cash payment equal to GBP 1.518;

2. if the final reference level of the worst performing underlying is at or above 60.00%  of its initial reference level and below 65.00% of its initial reference level, a cash  payment equal to GBP 1.00; or

3. if the final reference level of the worst performing underlying is below 60.00% of its  initial reference level, a cash payment directly linked to the performance of the worst  performing underlying. The cash payment will equal (i) the product notional amount  multiplied by (ii) (A) the final reference level of the worst performing underlying divided  by (B) its initial reference level.

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only  indirectly dependent on the underlyings.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments  may be made to the product and/or (2) the product issuer may terminate  the product, as applicable, early. These events are specified in the product terms and  principally relate to the product and the product issuer. The preference shares in turn  contain provisions allowing the preference shares to be adjusted or terminated early in  the case of certain exceptional events, in particular relating to the underlyings. Any  such adjustments or early termination are likely to affect the amount and timing of  return you receive under the product, meaning the return (if any) that you receive on  such early termination is likely to be different from the scenarios described above and  may be less than the amount you invested.

The product is intended to be offered to retail investors who:

they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, with  experience of investing in and/or holding a number of similar products providing a  similar market exposure, either independently or through professional advice;

 they seek capital growth, expect the movement in the underlying to perform in a way  that generates a favourable return, have an investment horizon of the recommended  holding period specified in the key information document and understand that the product may terminate early;

 they accept the risk that the issuer could fail to pay or perform its obligations under  the product and they are able to bear a total loss of their investment; and

 they are willing to accept a level of risk to achieve potential returns that is consistent  with the summary risk indicator shown in the key information document.

The product is not intended to be offered to retail clients who do not fulfil these criteria.

Please ensure you have read and understood the important documents contained on this page before investing.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheques): 31 January 2019

Closing Date (Bank Transfers): 06 February 2019

ISA Transfer closing date: 23 January 2019

Important Documents

> Plan Brochure – FTSE/STOXX Super Step Down Kick Out Plan February 2019

> Key Information Document

> Order brochure by post

Structured Product Order Form

  • This will help us send the correct application form.

Application Forms

> Appropriateness Questionnaire
(Please complete and return with your application form)

> Direct, ISA & ISA Transfer Application Form

How do I invest?

Please print and complete your application form together with our appropriateness questionnaire. Please send your completed forms to us at Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

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Is the Meteor FTSE/STOXX Super Step Down Kick Out Plan right for me?

A typical investor who invests in this Plan will:

Be an Informed or Advanced Investor, with appropriate knowledge and experience of equity-based investments;

 Like investments that provide known returns based on pre-determined market  outcomes;

 Want the potential to secure an investment return above that available from a  deposit-based investment and acknowledge and accept the level of risk, identified by  the Summary Risk Indicator set out in the Key Information Document (KID);

 Be willing and able to tie up their money for the term of the Plan for the objective of  capital growth;

 Accept that they could lose money and be able to afford to do so;

 Understand that in the event of a loss that this loss would be at least 40% of the  money they put into the Plan, and could be considerably more, and in extreme  circumstances they could lose all of their money;

 Understand that any investment return is dependent on the performance of the  Indices, which is calculated on set dates, and accept they might not get any  investment return at all;

 Know that the levels of the Indices can fall but do not expect the fall to be more than  40% of their respective Opening Levels at the Final Measurement Date;

 Appreciate the importance of having a spread of investments to reduce concentration risk;

 Know and accept that inflation reduces the real value of money and what it can buy;

 Understand that equity markets are affected by economic and political events  nationally and globally;

 Accept that if the Counterparty defaults they could lose all their money and any  investment return and that they would not have any recourse to the FSCS.