MB Structured Investments UK/US 5Y Quarterly Fixed Income Plan – April 2024 – BA8400

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The MB Structured Investments UK/US 5Y Quarterly Fixed Income Plan is a maximum 5 year 3 week investment that offers a fixed quarterly income of 1.575%.

The plan starts on the Start Date. Every quarter, on each Quarterly Income Date, the  plan will pay fixed Income equal to 1.575% of the money invested. The first Quarterly  Income Date is three months after the plan starts.

Customers will get all their invested money back at the End Date if the End Levels of  the FTSE 100 Index and S&P 500 Index are at or above 65% of their respective Start Levels. This barrier level is called the Loss Barrier.

If one or more of the End Levels of the Indices are below 65% of their respective Start  Levels, customers will lose money proportional to the fall in the worst performing  Index.

It is possible that the Counterparty could collapse or fail to make the payments due from the Plan. If this happened, the investor would lose some, or all, of the money they invest in the Plan, as well as, any income payments to which they might otherwise have become entitled.

It is MB Structured Investment’s understanding that any income payments from a direct investment by individuals or Trusts into this Plan are expected to be subject to Income Tax..

Other Key Information

English law governed notes

Barclays Bank PLC (www.barx-is.com) Call +44 (0) 20 7116 9000 for more information.

The product is designed to provide a return in the form of (1) regular fixed interest  payments and (2) a cash payment on the maturity date. The amount of this payment  will depend on the performance of the underlyings. The product has a fixed term and  will terminate on the maturity date. If, at maturity, the final reference level of the worst  performing underlying has fallen below its barrier level, the product may return less  than the product notional amount or even zero.

Interest: On each interest payment date you will receive an interest payment of GBP  0.01575. The interest payments are not linked to the performance of the underlyings.  The relevant dates are shown in the table(s) on the key information document.

Termination on the maturity date: On termination of the product on the maturity date you will receive:

1. if the final reference level of the worst performing underlying is at or above its barrier level, a cash payment equal to GBP 1; or

2. if the final reference level of the worst performing underlying is below its barrier  level, a cash payment directly linked to the performance of the worst performing  underlying. The cash payment will equal (i) the product notional amount multiplied by  (ii) (A) the final reference level of the worst performing underlying divided by (B) its  strike level.

Under the product terms, certain dates specified above and below will be adjusted if the respective date is either not a business day or not a trading day (as applicable). Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product early. These events are specified in the product terms and principally relate to the underlying, the product and the product issuer. The return (if any) you receive on such early termination is likely to be different from the scenarios described above and may be less than the amount you invested.

When purchasing this product during its lifetime, the purchase price may include accrued interest on a pro rata basis.

The product is intended to be offered to retail investors who fulfil all of the criteria  below:

1. they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, either  independently or through professional advice, and they may have experience of  investing in and/or holding a number of similar products providing a similar market  exposure;

2. they seek income, expect the movement in the underlying to perform in a way that generates a favourable return, have an investment horizon of the recommended holding period specified below and understand that the product may terminate early;

3. they accept the risk that the issuer could fail to pay or perform its obligations under  the product and they are able to bear a total loss of their investment; and

4. they are willing to accept a level of risk to achieve potential returns that is consistent with the summary risk indicator shown in the key information document

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

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Print and complete the application

Scan and email all documents to admin@moneyworld.com or post to – Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 19 April 2024

ISA Transfer closing date: 05 April 2024

Important Documents

> Plan Brochure – UK/US 5Y Quarterly Fixed Income Plan – April 2024

> Terms & Conditions

> Key Information Document

> Order brochure by post

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Is the MB Structured Investments UK/US 5Y Quarterly Fixed Income Plan right for me?

A typical investor who invests in this Plan will:

Be either an Informed or Advanced Investor, with appropriate knowledge and experience of equity- based investments;

Like investments that provide fixed income for the term of the plan;

Accept the level of risk, identified by  the Summary Risk Indicator set out in the Key Information Document (KID);

Be willing and able to tie up their money for the term of the Plan for the objective of  producing income;

Accept that they would lose money and be able to afford to do so;

Understand that in the event of a loss that this loss would be at least 35% of the  money they put into the Plan, and could be considerably more, and in extreme circumstances they could lose all of their money;

Know that the level of the Indices can fall but do not expect the fall to be more than 35% of their Opening Levels at the Final Measurement Date;

Appreciate the importance of having a spread of investments to reduce concentration risk;

Know and accept that inflation reduces the real value of money and what it can buy;

Understand that equity markets are affected by economic and political events  nationally and globally;

Accept that if the Counterparty defaults they could lose all their money and any  investment return and that they would not have any recourse to the FSCS.

The information provided on this page is not investment advice or an investment recommendation. It is designed to provide some guidance as to the possible future risks and rewards of this Plan.