MB Structured Investments UK 6Y Annual Step Down to 85 Kick Out Plan (Y3 60) – April 2024 – BA8402

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The MB Structured Investments MB Structured Investments UK  6Y Annual Step Down to 85 Kick Out Plan (Y3 60) is a maximum  6 year and 3 week investment that offers a  potential growth  payment of 7.90% for each year the plan runs, subject to the  performance of the FTSE 100 index.

The plan starts on the Start Date. On a Measurement Date, if the level of the Index is  at or above a defined percentage of its Start Level, the plan will end and pay Growth  equal to 7.90% of the money invested for every year the plan has been in force. This is called a Kick Out and the barrier level is called the Kick Out Barrier. The first date this  can happen is 3 years after the start date.

If the plan never Kicks Out and reaches the End Date, the Index will be measured for  the last time. If the End Level of the Index is at or above 85% of its Start Level, the  plan will pay Growth equal to 47.40% of the money invested, otherwise, no Growth will be achieved.

Customers will get all their invested money back on a Kick Out; or, at the End Date if  the End Level of the Index is at or above 60% of its Start Level. This barrier level is  called the Loss Barrier.

If the End Level of the Index is below 60% of its Start Level, customers will lose money proportional to the fall in the Index.

The Securities purchased will be Notes issued by Barclays Bank plc. These Securities  can be viewed in a similar way to a loan to the Issuer and are linked to the  performance of Preference Shares of a Special Purpose Vehicle company – Teal  Investments Limited, which is in turn linked to the performance of the Index.

It is possible that the Counterparty could collapse or fail to make the payments due from the Plan. If this happened, the investor would lose some, or all, of the money they invest in the Plan, as well as, any income payments to which they might otherwise have become entitled.

It is MB Structured Investment’s understanding that any income payments from a direct investment by individuals or Trusts into this Plan are expected to be subject to Capital Gains Tax.

Other Key Information

English law governed notes

Barclays Bank PLC (www.barx-is.com) Call +44 (0) 20 7116 9000 for more information.

The product is designed to provide a return in the form of a cash payment on  termination of the product. The timing and amount of this payment will depend on the  change in value of the preference shares, which in turn will depend on the  performance of the underlying. The product has a fixed term and will terminate on the  maturity date, unless terminated early. If, at maturity, the final reference level of the  underlying has fallen below the barrier level, the product may return less than the  product notional amount or even zero.

Early termination following an autocall: The product will terminate prior to the maturity  date if, on any autocall observation date, the reference level is at or above the autocall  barrier level. On any such early termination, you will on the immediately following  autocall payment date receive a cash payment equal to the applicable autocall  payment. The relevant dates and autocall payments are shown in the table(s) on the key information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive:

1. if the final reference level is at or above the barrier level, a cash payment equal to  GBP 1; or

2. if the final reference level is below the barrier level, a cash payment directly linked to the performance of the underlying. The cash payment will equal (i) the product notional amount multiplied by (ii) (A) the final reference level divided by (B) the strike level.

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only indirectly dependent on the underlying.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product,  as applicable, early. These events are specified in the product terms and principally  relate to the product and the product issuer. The preference shares in turn contain  provisions allowing the preference shares to be adjusted or terminated early in the  case of certain exceptional events, in particular relating to the underlying. Any such  adjustments or early termination are likely to affect the amount and timing of return you receive under the product, meaning the return (if any) that you receive on such early  termination is likely to be different from the scenarios described above and may be  less than the amount you invested.

For display purposes numbers within this document have been cut off at 4 decimal  places.

The product is intended to be offered to retail investors who fulfil all of the criteria  below:

1. they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, either  independently or through professional advice, and they may have experience of  investing in and/or holding a number of similar products providing a similar market  exposure;

2. they seek capital growth, expect the movement in the underlying to perform in a way that generates a positive return. They have a medium investment horizon and  understand that the product may terminate early;

3. they are able to bear a total loss of their initial investment, consistent with the  redemption profile of the product at maturity (market risk);

4. they accept the risk that the issuer could fail to pay or perform its obligations under  the product irrespective of the redemption profile of the product (credit risk);

5. they are willing to accept a level of risk of 5 out of 7 to achieve potential returns,  which reflects a medium-high risk (as shown in the summary risk indicator in the key information document which takes into account both market risk and credit risk).

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

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Application Fee

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Important Plan Dates

Closing Date: 17 April 2024

ISA Transfer closing date: 05 April 2024

Important Documents

> Plan Brochure – UK 6Y Annual Step Down to 85 Kick Out Plan (Y3 60) – April 2024

> Terms & Conditions

> Key Information Document

> Order brochure by post

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Is the MB Structured Investments UK 6Y Annual Step Down to 85 Kick Out Plan (Y3 60) right for me?

A typical investor who invests in this Plan will:

Be either an Informed or Advanced Investor, with appropriate knowledge and experience of equity- based investments;

Like investments that provide known returns based on pre-determined market  outcomes;

Want the potential to secure an investment return above that available from a  deposit-based investment and acknowledge and accept the level of risk, identified by  the Summary Risk Indicator set out in the Key Information Document (KID);

Be willing and able to tie up their money for the term of the Plan for the objective of  capital growth;

Accept that they would lose money and be able to afford to do so;

Understand that in the event of a loss that this loss would be at least 40% of the  money they put into the Plan, and could be considerably more, and in extreme  circumstances they could lose all of their money;

Understand that any investment return is dependent on the performance of the  Index, which is calculated on set dates, and accept they might not get any investment  return at all;

Know that the level of the Index can fall but do not expect the fall to be more than  40% of its Opening Level at the Final Measurement Date;

Appreciate the importance of having a spread of investments to reduce concentration risk;

Know and accept that inflation reduces the real value of money and what it can buy;

Understand that equity markets are affected by economic and political events  nationally and globally;

Accept that if the Counterparty defaults they could lose all their money and any  investment return and that they would not have any recourse to the FSCS.

The information provided on this page is not investment advice or an investment recommendation. It is designed to provide some guidance as to the possible future risks and rewards of this Plan.

An investor will not meet the target market criteria if:

They do not understand how this investment works;

They are unable, or unwilling, to accept the risks associated with this Plan, including the loss of their money;

The Plan does not meet their investment objectives.