Mariana FTSE 150 Kick Out Plan – August 2022

Mariana Structured Products Logo

The Mariana FTSE 150 Kick Out Plan is a ten year, two week investment with the potential growth payments dependent on the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset.

This is a ten year, two week Plan based on the performance of the FTSE™ 150  Equally Weighted Discounted Return Custom Index, the Underlying Asset. The Plan is  constructed to offer a Potential Return of 3.29% for each quarter the Plan runs with  the possibility of early maturity and the full repayment of Initial Capital from the end of  the Plan’s third year and quarterly thereafter. The Potential Return is only payable if  the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or  above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial  Capital plus the Potential Return multiplied by the number of quarters the Plan has run.

The Kick Out observations begin on the third anniversary date and continue on a quarterly basis until the Plan’s Maturity Date.

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date the Closing Price of the Underlying is not more than 35% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.

The Counterparty chosen for this Plan is Morgan Stanley. Morgan Stanley B.V., an  affiliate of Morgan Stanley, is the issuer of the underlying investments that are  purchased on your behalf with the money you have invested. The investments are  constructed to generate the terms described in the Brochure.

Other Key Information

English law governed notes

Morgan Stanley & Co. International plc (http://sp.morganstanley.com/). The product  issuer is Morgan Stanley BV with a guarantee by Morgan Stanley.

The product is designed to provide a return in the form of a cash payment on  termination of the product. The timing and amount of this payment will depend on the  change in value of the preference shares, which in turn will depend on the  performance of the underlying. The product has a fixed term and will terminate on the  maturity date, unless terminated early. The payment at maturity will not exceed GBP  2.316. If, at maturity, the final reference level of the underlying has fallen below  65.00% of the initial reference level, the product may return less than the product  notional amount or even zero.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date, the reference level is at or above  the autocall barrier level. On any such early termination, you will on the immediately  following autocall payment date receive a cash payment equal to the applicable  autocall payment. The relevant dates and autocall payments are shown in the table(s)  on the key information document.

Termination on the maturity date: If the product has not terminated early, on the maturity date you will receive:

1. if the final reference level is at or above 105.00% of the initial reference level, a cash payment equal to GBP 2.316;

2. otherwise, if the final reference level is at or above 65.00% of the initial reference  level and below 105.00% of the initial reference level, a cash payment equal to GBP  1.00;

3. otherwise, if the final reference level is below 65.00% of the initial reference level, a  cash payment equal to (i) the product notional amount multiplied by (ii) (A) the final  reference level divided by (B) the initial reference level.

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only  indirectly dependent on the underlying.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the  product and/or (2) the product issuer may terminate the product, as applicable, early.  These events are specified in the product terms and principally relate to the product and the product issuer. The preference shares in turn contain provisions allowing the preference shares to be adjusted or terminated early in the case of certain exceptional events, in particular relating to the underlying. Any such adjustments or early termination are likely to affect the amount and timing of return you receive under the product, meaning the return (if any) that you receive on such early termination is likely  to be different from the scenarios described above and may be less than the amount you invested.

The product is intended to be offered to retail investors who fulfil all of the criteria  below:

1. they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, either  independently or through professional advice, and they may have experience of  investing in and/or holding a number of similar products providing a similar market  exposure;

2. they seek capital growth, expect the movement in the underlying to  perform in a way that generates a favourable return, have an investment horizon of the recommended holding period specified in the key information document and understand that the product may  terminate early;

3. they accept the risk that the issuer or guarantor could fail to pay or perform its  obligations under the product and they are able to bear a total loss of their investment;  and

4. they are willing to accept a level of risk to achieve potential returns that is consistent  with the summary risk indicator shown in the key information document.

The product is not intended to be offered to retail clients who do not fulfil these criteria.

To gain a full understanding of this Plan it is important that you read the Plan Brochure and Key Information Document carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Online Applications – Click Apply Online and follow the onscreen instructions (this option is not available for ISA Transfers)

Email Applications – Complete the Appropriateness Assessment Form and Application and email this to admin@moneyworld.com

Postal Applications – Print and complete the Appropriateness Assessment Form and Application and post these to;

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 05 August 2022

ISA Transfer closing date: 20 July 2022

Important Documents

> Plan Brochure – FTSE 150 Kick Out Plan – August 2022

> Key Information Document

> Order brochure by post

Structured Product Order Form

  • This will help us send the correct application form.
  • This field is for validation purposes and should be left unchanged.

Subscribe to Product Updates

  • This field is for validation purposes and should be left unchanged.

The information provided when subscribing will only be used to provide Structured Product updates. Please view our privacy policy for more information.

Is the Mariana FTSE 150 Kick Out Plan right for you?

This investment may be right for you if:

You have either received advice or a financial adviser has confirmed that this investment is appropriate for you.

♦ You understand the risk associated with investing in this Plan (see page 15 of the brochure for more information).

♦ You are able to make an informed decision based on the information provided in the Brochure and in the Issuer’s Key Information Document (KID).

♦ You understand that the returns are pre-defined and that you will forgo any growth in the Underlyings which exceeds the returns defined in the Brochure.

♦ You are comfortable that you are making an investment into a Plan that has a term of  ten years, one week.

♦ You are comfortable that the Plan’s returns are linked to the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset.

♦ You are comfortable that any Potential Return and the repayment of your Initial Capital  is dependent on the continuing solvency of the Counterparty.

♦ You are comfortable that your capital is at risk and you could lose some and up to all of  your investment.

♦ You are looking to invest in a Plan that offers a potential growth payment and not an  income payment.

♦ You can afford to leave your money invested for the full term of the Plan.

♦ You have other savings or investments that are easily accessible to cover emergencies.

♦ You understand how the Plan works.

♦ You have at least £10,000 to invest.

♦ You are comfortable with the fact that the Plan may mature early (kick out).

This investment may not be right for you if:

You have not received advice or a financial adviser has not confirmed that this  investment is appropriate for you.

♦ You do not understand the risk associated with investing in this Plan (see page 15 of the brochure for more information).

♦ You are not able to make an informed decision based on the information provided in the Brochure and in the Issuer’s Key Information Document (KID).

♦ You do not understand that the returns are pre-defined and that you will forgo any growth in the Underlyings which exceeds the returns defined in the Brochure.

♦ You are not comfortable that you are making an investment into a Plan that has a term  of ten years.

♦ You are not comfortable that the Plan’s returns are linked to the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset.

♦ You are not comfortable that any Potential Return and the repayment of your Initial  Capital is dependent on the continuing solvency of the Counterparty.

♦ You are not comfortable that your capital is at risk and that you could lose some and up  to all of your investment.

♦ You are looking to invest in a Plan that offers an income payment.

♦ You cannot afford to leave your money invested for the full term of the Plan.

♦ You do not have other savings or investments that are easily accessible to cover  emergencies.

♦ You are unsure how the Plan works.

♦ You do not have at least £10,000.

♦ You are not comfortable with the fact that the Plan may mature early (kick out).

How do I invest?