Mariana FTSE 100 Kick Out Plan – October 2021

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The Mariana FTSE 100 Kick Out Plan is a 6 years 1 week investment with the potential growth payments dependant on the performance of the FTSE 100 Index.

This is a six year, one week Plan based on the performance of the FTSE™ 100 Index,  the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.5% for  each year the Plan runs with the possibility of early maturity and the full repayment of  Initial Capital from the end of the Plan’s second year and annually thereafter. The  Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or  above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial  Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on a  annually basis until the Plan’s Maturity Date.

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of  the Plan’s term if on the Maturity Date the Closing Price of the Underlying is not more  than 35% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 65% of  the Start Level (representing a decline of more than 35% from the Start Level), your  Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the  Underlying Asset is below the Start Level.

The Counterparty chosen for this Plan is Morgan Stanley & Co. International plc. Morgan Stanley & Co. International plc, an affiliate of Morgan Stanley, is the issuer of  the underlying investments that are purchased on your behalf with the money you  have invested. The investments are constructed to generate the terms described in  the Brochure.

Other Key Information

English Law governed notes

Morgan Stanley & Co. International plc (http://sp.morganstanley.com/)

The product is designed to provide a return in the form of a cash payment on  termination of the product. The timing and amount of this payment will depend on the  change in value of the preference shares, which in turn will depend on the  performance of the underlying. The product has a fixed term and will terminate on the  maturity date, unless terminated early. If, at maturity, the final reference level of the  underlying has fallen below the barrier level, the product may return less than the  product notional amount or even zero.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date, the reference level is at or above the autocall barrier level. On any such early termination, you will on the immediately  following autocall payment date receive a cash payment equal to the applicable  autocall payment. The relevant dates and autocall payments are shown in the table(s) on the key information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive:

1. if the final reference level is at or above the barrier level, a cash payment equal to  GBP 1,000.00; or

2. if the final reference level is below the barrier level, a cash payment directly linked to the performance of the underlying. The cash payment will equal (i) the product notional amount multiplied by (ii) (A) the final reference level divided by (B) the strike level.

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only indirectly dependent on the underlying.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product,  as applicable, early. These events are specified in the product terms and principally  relate to the product and the product issuer. The preference shares in turn contain  provisions allowing the preference shares to be adjusted or terminated early in the  case of certain exceptional events, in particular relating to the underlying. Any such  adjustments or early termination are likely to affect the amount and timing of return you receive under the product, meaning the return (if any) that you receive on such early  termination is likely to be different from the scenarios described above and may be  less than the amount you invested.

You do not have any entitlement to a dividend from the underlying and you have no  right to any further entitlement resulting from the underlying (e.g., voting rights).

The product is intended to be offered to retail investors who fulfil all of the criteria  below:

1. they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, either  independently or through professional advice, and they may have experience of  investing in and/or holding a number of similar products providing a similar market  exposure;

2. they expect the movement in the underlying to perform in a way that generates a  favourable return, have an investment horizon of the recommended holding period  specified in the key information document and understand that the product may terminate early;

3. they accept the risk that the issuer or guarantor could fail to pay or perform its  obligations under the product and they are able to bear a total loss of their investment;  and

4. they are willing to accept a level of risk to achieve potential returns that is consistent with the summary risk indicator shown in the key information document.

The product is not intended to be offered to retail clients who do not fulfil these criteria

To gain a full understanding of this Plan it is important that you read the brochure and Key Information Documenbt carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post to:

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 22 October 2021

ISA Transfer closing date: 06 October 2021

Important Documents

> Plan Brochure – FTSE 100 Kick Out Plan October 2021

> Key Information Document

> Order brochure by post

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Is the Mariana FTSE 100 Kick Out Plan right for you?

This investment may be right for you if:

You have either received advice or a financial adviser has confirmed that this  investment is appropriate for you.

You understand the risk associated with investing in this Plan (see page 15 of the  brochure for more information).

You are able to make an informed decision based on the information provided in the  Brochure and in the Issuer’s Key Information Document (KID).

You understand that the returns are pre-defined and that you will forgo any growth in  the Underlyings which exceeds the returns defined in the Brochure.

You are comfortable that you are making an investment into a Plan that has a term of six years, one week.

You are comfortable that the Plan’s returns are linked to the performance of the  FTSE™ 100 Index, the Underlying Asset.

You are comfortable that any Potential Return and the repayment of your Initial  Capital is dependent on the continuing solvency of the Counterparty.

You are comfortable that your capital is at risk and you could lose some and up to all  of your investment.

You are looking to invest in a Plan that offers a potential growth payment and not an  income payment.

You can afford to leave your money invested for the full term of the Plan.

You have other savings or investments that are easily accessible to cover  emergencies.

You understand how the Plan works.

You have at least £10,000 to invest.

You are comfortable with the fact that the Plan may mature early (kick out).

This investment may not be right for you if:

You have not received advice or a financial adviser has not confirmed that this  investment is appropriate for you.

You do not understand the risk associated with investing in this Plan (see page 15 of the brochure for more information).

You are not able to make an informed decision based on the information provided in  the Brochure and in the Issuer’s Key Information Document (KID).

You do not understand that the returns are pre-defined and that you will forgo any  growth in the Underlyings which exceeds the returns defined in the Brochure.

You are not comfortable that you are making an investment into a Plan that has a  term of six years, one week.

You are not comfortable that the Plan’s returns are linked to the performance of the  FTSE™ 100 Index, the Underlying Asset.

You are not comfortable that any Potential Return and the repayment of your Initial  Capital is dependent on the continuing solvency of the Counterparty.

You are not comfortable that your capital is at risk and that you could lose some and  up to all of your investment.

You are looking to invest in a Plan that offers an income payment.

You cannot afford to leave your money invested for the full term of the Plan.

You do not have other savings or investments that are easily accessible to cover  emergencies.

You are unsure how the Plan works.

You do not have at least £10,000 to invest.

You are not comfortable with the fact that the Plan may mature early (kick out).