Mariana 10:10 Plan March 2019

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The Mariana 10:10 Plan is a ten year investment with the potential growth payments dependant on the performance of the FTSE 100™ Index, the Underlying.

The Plan has three options and is constructed to offer a Potential Return of  8.81% in Option 1, 11.50% in Option 2  and 14% in Option 3 for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying on an Observation Date be at or above the  Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the  Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on an  annual basis until the Plan’s Maturity Date (from 22 March 2021 to 22 March 2029).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the  Plan’s term if on the Maturity Date (22 March 2029) the Closing Price of the Underlying is not more than 30% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying is less than 70% of the Start  Level (representing a decline of more than 30% from the Start Level), your Initial Capital  will be lost at a rate of 1% for every 1% the Closing Price of the Underlying is below the  Start Level.

The Counterparty chosen for this Plan is Natixis. Natixis Structured Issuance SA, an  affiliate of Natixis, is the issuer of the underlying investments that are purchased on  your behalf with the money you have invested. The investments are constructed to  generate the terms described in the brochure.

Other Key Information

The product is in the form of a debt instrument governed by English law linked to the  performance of equity index-linked preference shares issued by Cannon Bridge Capital  Ltd., which are in turn linked to the performance of the Underlying(s)

Natixis (Issuer: Natixis Structured Issuance / Guarantor: Natixis)

To provide capital growth in return for the risk of loss of capital. Amounts stated below are in respect of each Nominal Amount that you invest. Investors should note that the  payments described below are based on the expected value of the preference shares.  Therefore any return you may receive on the product depends directly on the value of the preference shares. As such, your return is only indirectly dependent on the Underlying(s).

Autocall Event: if the Underlying Performance is greater than or equal to the relevant  Autocall Barrier Level on any Autocall Valuation Date, the product will be redeemed  early and you will receive the relevant Autocall Amount per period on the immediately  following Payment Date. No further payments of principal or interest will be made  following such payment and early redemption.

Redemption on the Maturity Date:  If the product is not redeemed early, then you will receive one of the following:

If a Barrier Event has NOT occurred: (Option 1)

– If the Final Underlying Performance is greater than or equal to the last Autocall  Barrier Level, you will receive in addition to the Nominal Amount, the Autocall Amount  corresponding to the Autocall Amount per period.

– If the Final Underlying Performance is lower than the corresponding Autocall Barrier  Level, you will receive the Nominal Amount.

If a Barrier Event has NOT occurred: (Option 2)

– If the Final Underlying Performance is greater than or equal to 0%, you will receive in  addition to the Nominal Amount, the Autocall Amount corresponding to the Autocall  Amount per period.

– If the Final Underlying Performance is lower than 0%, you will receive the Nominal  Amount.

If a Barrier Event has NOT occurred: (Option 3)

– If the Final Underlying Performance is greater than or equal to 5%, you will receive in  addition to the Nominal Amount, the Autocall Amount corresponding to the Autocall  Amount per period.

– If the Final Underlying Performance is lower than 5%, you will receive the Nominal  Amount

♦ Otherwise, you will receive an amount equal to the Nominal Amount diminished by  an amount equal to the Nominal Amount multiplied by the absolute value of the Final  Underlying Performance. The amount paid in such case will be less than the Nominal  Amount and you may lose some or all of your capital.

Early redemption and adjustments: The terms of the product provide that if certain  defined events, in addition to those described in the key information document, occur  (principally but not exclusively in relation to any Underlying, or the Issuer of the product (which may include the discontinuation of the Issuer’s ability to carry out the necessary hedging transactions) or the Issuer of the preference shares), adjustments  may be made to the terms of the product to account for the relevant event or the  product may be early redeemed. The amount paid on any early redemption may be  less than the amount originally invested.

This product is intended for retail investors who:

 have capital growth objective

 are willing and able to bear a total capital loss and accept the credit risk of the Issuer  and the Guarantor

 have a risk tolerance consistent with the summary risk indicator in this document

 have sufficient knowledge and experience in products such as the one described in this document

 have a minimum investment horizon consistent with the recommended holding period

This product is not intended to be offered to retail clients who do not fulfil these criteria.

To gain a full understanding of this Plan it is important that you read the brochure and Key Information Documenbt carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheques): 13 March 2019

Closing Date (Electronic): 19 March 2019

ISA Transfer closing date: 27 February 2019

Important Documents

> Plan Brochure – 10:10 Plan March 2019

> Key Information Document – Option 1

> Key Information Document – Option 2

> Key Information Document – Option 3

> Order brochure by post

Structured Product Order Form

  • This will help us send the correct application form.

Application Forms

> Appropriateness Questionnaire
(Please complete and return with your application form)

> Direct, ISA and ISA Transfer Application Form

How do I invest?

Please print and complete your application form together with our appropriateness questionnaire. Please send your completed forms to us at Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

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Is the Mariana 10:10 Plan right for you?

This investment may be right for you if:

You have either received advice or a financial adviser has confirmed that this investment is appropriate for you.

♦ You understand the risk associated with investing in this Plan (see page 21 of the brochure for more information).

♦ You are able to make an informed decision based on the information provided in the  Brochure and in the Issuer’s Key Information Document (KID).

♦ You understand that the returns are pre-defined and that you will forgo any growth in the Underlyings which exceeds the returns defined in the Brochure.

♦ You are comfortable that you are making an investment into a Plan that has a term of  ten years.

♦ You are comfortable that the Plan’s returns are linked to the performance of the FTSE™ 100, the Underlying.

♦ You are comfortable that any Potential Return and the repayment of your Initial Capital  is dependent on the continuing solvency of the Counterparty.

♦ You are comfortable that your capital is at risk and you could lose some and up to all of  your investment.

♦ You are looking to invest in a Plan that offers a potential growth payment and not an  income payment.

♦ You can afford to leave your money invested for the full term of the Plan.

♦ You have other savings or investments that are easily accessible to cover emergencies.

♦ You understand how the Plan works.

♦ You have at least £5,000 to invest.

♦ You are comfortable with the fact that the Plan may mature early (kick out).

This investment may not be right for you if:

You have not received advice or a financial adviser has not confirmed that this  investment is appropriate for you.

♦ You do not understand the risk associated with investing in this Plan (see page 21 of the brochure for more information).

♦ You are not able to make an informed decision based on the information provided in the Brochure and in the Issuer’s Key Information Document (KID).

♦ You do not understand that the returns are pre-defined and that you will forgo any  growth in the Underlyings which exceeds the returns defined in the Brochure.

♦ You are not comfortable that you are making an investment into a Plan that has a term  of ten years.

♦ You are not comfortable that the Plan’s returns are linked to the performance of the  FTSE™ 100, the Underlying.

♦ You are not comfortable that any Potential Return and the repayment of your Initial  Capital is dependent on the continuing solvency of the Counterparty.

♦ You are not comfortable that your capital is at risk and that you could lose some and up  to all of your investment.

♦ You are looking to invest in a Plan that offers an income payment.

♦ You cannot afford to leave your money invested for the full term of the Plan.

♦ You do not have other savings or investments that are easily accessible to cover  emergencies.

♦ You are unsure how the Plan works.

♦ You do not have at least £5,000.

♦ You are not comfortable with the fact that the Plan may mature early (kick out).