Mariana 10:10 Plan June 2019

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The Mariana 10:10 Plan is a ten year investment with the potential growth payments dependant on the performance of the FTSE 100™ Index, the Underlying.

The Plan has three options and is constructed to offer a Potential Return of  7.90% in Option 1, 10.30% in Option 2 and 12.45% in Option 3 for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying on an Observation Date be at or above the  Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the  Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on an  annual basis until the Plan’s Maturity Date (from 28 June 2021 to 28 June 2029).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the  Plan’s term if on the Maturity Date (28 June 2029) the Closing Price of the Underlying is not more than 30% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying is less than 70% of the Start Level (representing a decline of more than 30% from the Start Level), your Initial Capital  will be lost at a rate of 1% for every 1% the Closing Price of the Underlying is below the  Start Level.

The Counterparty chosen for this Plan is Citigroup Global Markets Limited (CGML). Citigroup Global Markets Funding Luxembourg S.C.A, an affiliate of CGML, is the  issuer of the underlying investments that are purchased on your behalf with the money you have invested. The investments are constructed to generate the terms described  in the Brochure.

Other Key Information

English law governed notes

Citigroup Global Markets Limited (http://www.citigroup.com/). The product issuer is  Citigroup Global Markets Funding Luxembourg S.C.A. with a guarantee by Citigroup  Global Markets Limited.

The product is designed to provide a return in the form of a cash payment on the  maturity date in an amount that depends on whether the underlying satisfies the barrier conditions specified below. The product has a fixed term and will terminate on the  maturity date, unless terminated early.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date the reference level is at or above the  autocall barrier level. On any such early termination, you will on the immediately  following autocall payment date receive a cash payment equal to the applicable  autocall payment. The relevant dates and autocall payments are shown in the table(s)  in the key information documents.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive:

If a Barrier Event has NOT occurred: (Option 1)

1. if the final reference level is at or above 82.50% of the initial reference level a cash  payment equal to GBP 1,790.00;

2. otherwise, if the final reference level is at or above 70.00% of the initial reference  level and below 82.50% of the initial reference level a cash payment equal to GBP  1,000.00;

3. otherwise, if the final reference level is below 70.00% of the initial reference level (i)  the product notional amount multiplied by (ii) (A) the final reference level divided by (B) the initial reference level.

If a Barrier Event has NOT occurred: (Option 2)

1. if the final reference level is at or above the initial reference level a cash payment  equal to GBP 2,030.00;

2. otherwise, if the final reference level is at or above 70.00% of the initial reference  level and below the initial reference level a cash payment equal to GBP 1,000.00;

3. otherwise, if the final reference level is below 70.00% of the initial reference level (i)  the product notional amount multiplied by (ii) (A) the final reference level divided by (B) the initial reference level.

If a Barrier Event has NOT occurred: (Option 3)

1. if the final reference level is at or above 105.00% of the initial reference level a cash  payment equal to GBP 2,245.00;

2. otherwise, if the final reference level is at or above 70.00% of the initial reference  level and below 105.00% of the initial reference level a cash payment equal to GBP  1,000.00;

3. otherwise, if the final reference level is below 70.00% of the initial reference level (i)  the product notional amount multiplied by (ii) (A) the final reference level divided by (B) the initial reference level

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only  indirectly dependent on the underlying.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable). Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product,  as applicable, early. These events are specified in the product terms and principally  relate to the product and the product issuer. The preference shares in turn contain  provisions allowing the preference shares to be adjusted or terminated early in the  case of certain exceptional events, in particular relating to the underlying. Any such  adjustments or early termination are likely to affect the amount and timing of return you receive under the product, meaning the return (if any) that you receive on such early  termination is likely to be different from the scenarios described above and may be  less than the amount you invested.

This product is intended for retail investors who:

 have capital growth objective

 are willing and able to bear a total capital loss and accept the credit risk of the Issuer  and the Guarantor

 have a risk tolerance consistent with the summary risk indicator in this document

 have sufficient knowledge and experience in products such as the one described in this document

 have a minimum investment horizon consistent with the recommended holding period

This product is not intended to be offered to retail clients who do not fulfil these criteria.

To gain a full understanding of this Plan it is important that you read the brochure and Key Information Documenbt carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheques): 19 June 2019

Closing Date (Electronic): 25 June 2019

ISA Transfer closing date: 05 June 2019

Important Documents

> Plan Brochure – 10:10 Plan June 2019

> Key Information Document – Option 1

> Key Information Document – Option 2

> Key Information Document – Option 3

> Order brochure by post

Structured Product Order Form

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Application Forms

> Appropriateness Questionnaire
(Please complete and return with your application form)

> Direct, ISA and ISA Transfer Application Form

How do I invest?

Please print and complete your application form together with our appropriateness questionnaire. Please send your completed forms to us at Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

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Is the Mariana 10:10 Plan right for you?

This investment may be right for you if:

You have either received advice or a financial adviser has confirmed that this investment is appropriate for you.

♦ You understand the risk associated with investing in this Plan (see page 21 of the brochure for more information).

♦ You are able to make an informed decision based on the information provided in the  Brochure and in the Issuer’s Key Information Document (KID).

♦ You understand that the returns are pre-defined and that you will forgo any growth in the Underlyings which exceeds the returns defined in the Brochure.

♦ You are comfortable that you are making an investment into a Plan that has a term of  ten years.

♦ You are comfortable that the Plan’s returns are linked to the performance of the FTSE™ 100, the Underlying.

♦ You are comfortable that any Potential Return and the repayment of your Initial Capital  is dependent on the continuing solvency of the Counterparty.

♦ You are comfortable that your capital is at risk and you could lose some and up to all of  your investment.

♦ You are looking to invest in a Plan that offers a potential growth payment and not an  income payment.

♦ You can afford to leave your money invested for the full term of the Plan.

♦ You have other savings or investments that are easily accessible to cover emergencies.

♦ You understand how the Plan works.

♦ You have at least £5,000 to invest.

♦ You are comfortable with the fact that the Plan may mature early (kick out).

This investment may not be right for you if:

You have not received advice or a financial adviser has not confirmed that this  investment is appropriate for you.

♦ You do not understand the risk associated with investing in this Plan (see page 21 of the brochure for more information).

♦ You are not able to make an informed decision based on the information provided in the Brochure and in the Issuer’s Key Information Document (KID).

♦ You do not understand that the returns are pre-defined and that you will forgo any  growth in the Underlyings which exceeds the returns defined in the Brochure.

♦ You are not comfortable that you are making an investment into a Plan that has a term  of ten years.

♦ You are not comfortable that the Plan’s returns are linked to the performance of the  FTSE™ 100, the Underlying.

♦ You are not comfortable that any Potential Return and the repayment of your Initial  Capital is dependent on the continuing solvency of the Counterparty.

♦ You are not comfortable that your capital is at risk and that you could lose some and up  to all of your investment.

♦ You are looking to invest in a Plan that offers an income payment.

♦ You cannot afford to leave your money invested for the full term of the Plan.

♦ You do not have other savings or investments that are easily accessible to cover  emergencies.

♦ You are unsure how the Plan works.

♦ You do not have at least £5,000.

♦ You are not comfortable with the fact that the Plan may mature early (kick out).