Investec FTSE 100 Enhanced Kick Out Plan 96 – BNP Version


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Important Update – Please Read

We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can.  The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date.  Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at admin@moneyworld.com. We will confirm receipt of your application within one working day.

If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.

Plan overview

The Plan is designed to repay your initial investment and deliver a return if the FTSE 100 increases over the Plan Term.

If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 6.85% per annum (not compounded).

If the Kick-Out Level is equal to or lower than 100% of the Initial Index Level the Plan will continue.

However, if the Plan runs for the full 6 years and at the end of year 6, the FTSE 100  finishes lower than 60% of its starting level, your initial investment will be reduced by 1%  for every 1% fall in the FTSE 100 at the end of the Plan Term.

How do I invest?

Online Applications – Click Apply Online and follow the onscreen instructions (this option is not available for joint investments or if transferring an ISA to Investec)

Email Applications – Complete the Appropriateness Assessment Form and Application Form and email this to admin@moneyworld.com

We will confirm receipt of your application within 1 working day and provide account details to make any payments by bank transfer.

Postal Applications – Print and complete our Appropriateness Assessment Form and the Application Form and post these along with any cheque’s to;

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

Other Key Information

This product is a certificate, a transferable debt instrument.

BNP Paribas S.A. – www.bnpparibas.com
Call +33 (0)1 57 08 22 00 for more information

This certificate provides a return which depends on the performance over the lifetime  of the certificate of an underlying redeemable preference share issued by BNP Paribas Synergy Limited the value of which is in turn linked to the performance of an  underlying share and/or index or basket of shares and/or indices. The description  below is therefore based on the expected value of such preference share however the  real return will depend on the actual value of the preference share.

The objective of this product is to provide you with a return based on the performance  of an underlying index. This product has a fixed term and will redeem on the  Redemption Date unless redeemed early in accordance with the Automatic Early  Redemption provisions below.

Unless the product has been redeemed early, the following provisions would apply.

On the Redemption Date you will receive in respect of each certificate:

1. If the Final Reference Price is greater than or equal to 100% of the Initial Reference Price: a payment in cash equal to 141.1% of the Notional Amount.

2. If the Final Reference Price is less than 100% of the Initial Reference Price:

a. If a Barrier Event has not occurred: a payment in cash equal to the Notional Amount.

b. If a Barrier Event has occurred: a payment in cash equal to the Notional Amount decreased by the Performance of the Underlying. In this case you will suffer a partial  or total loss of the Notional Amount.

Automatic Early Redemption: If, on any Averaging Dates, the arithmetic average is  greater than or equal to the relevant Autocall Barrier, the product will be redeemed on  the corresponding Early Redemption Date. You will receive for each certificate a  payment in cash equal to the Notional Amount plus a premium based on the relevant  Exit Rate.

Where:

– A Barrier Event shall be deemed to occur if the Final Reference Price is below the  Barrier.

– The Performance of an Underlying is the difference between its Final Reference  Price and its Initial Reference Price, divided by its Initial Reference Price, expressed in absolute value.

– The Initial Reference Price is the closing price of the Underlying on the Strike Date.

– The Final Reference Price is the arithmetic average of the closing prices of the  Underlying on the Final Averaging Dates.

– The Averaging Dates date means the Autocall Valuation Date and the four preceding  Scheduled Trading Days.

This product has been designed for retail investors who:

– have a long term investment horizon (over five years).

– seek to invest in a capital growth product, potentially to diversify their portfolio.

– are able to bear losses up to the total of the Notional Amount and are aware of the  possible early termination of the product.

– have been informed or have sufficient knowledge of the financial markets, their  functioning and their risks, and the asset class of the underlying.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 06 November 2020

ISA Transfer closing date: 23 October 2020 

Important Documents

> Plan Brochure – FTSE 100 Enhanced Kick Out Plan 96

> Key Information Document

> Order brochure by post

Structured Product Order Form

  • This will help us send the correct application form.

Application Forms

> Direct and ISA Application Form
(Also use for re-investing matured Investec plans)

> ISA Transfer Application Form

Other application forms

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Is the Investec FTSE 100 Enhanced Kick Out Plan right for you?

This investment may be right for you if:

♦ You understand the risks of this Plan.

 You are prepared to risk losing some or all of your initial investment.

 You are looking for an investment linked to the performance of stock markets.

♦ You are looking to achieve growth over a 6 year period and can accommodate  receiving your money back before the end of the Plan Term.

 You do not need access to your money over the next 6 years.

 You want a tax-efficient investment using your ISA allowance or via a SIPP/SSAS.

 You have a minimum of £3,000 to invest.

You accept that if BNP Paribas Issuance B.V. (the Issuer of the Securities) and BNP  Paribas (the Guarantor) default during the Plan Term, you could lose all of your investment and will have no recourse to the Financial Services Compensation  Scheme.ou accept that if BNP  defaults during the Plan Term, you could lose all  of  your investment and will have no recourse to the Financial Services Compensation Scheme.

♦ You understand that returns are dependent on the performance of the FTSE 100,  which is observed on set dates and you accept that you may not achieve any return at  all.

This investment may not be right for you if:

 You are not prepared to risk losing some or all of your initial investment.

 You want a regular income and dividends.

♦ You disagree with or do not meet all of the criteria listed in the section to the left.

 You may need immediate access to your money before maturity.

 You cannot commit to the full 6 year Plan Term.

 You want a guaranteed return on your investment.

 You want to add to your investment on a regular basis.

 You do not want to invest in a UK onshore asset that is subject to UK tax rules.