The Investec FTSE 100 Enhanced Income Plan will provide fixed monthly income payments throughout the Plan Term.
♦ Fixed income payments of 0.35% per month (equal to 4.2% per annum)
The Plan aim is to return your initial investment at maturity.
However, if the Plan runs for the full 5 years and at the end of year 5, the FTSE 100 finishes lower than 60% of its starting level, your initial investment will be reduced by 1% for every 1% fall in the FTSE 100 at the end of the Plan Term.
For further details on how Investec calculate your returns, please see ‘How does the Plan work?’ on page 6 of the brochure.
Other Key Information
The FTSE 100 Enhanced Income Plan is a structured investment. Your money will be used to buy securities issued by Investec Bank plc
Investec Bank plc
This product is denominated in GBP, has a term of 5 years and is linked to the performance of the FTSE 100 (the “Underlying”). The product is designed to repay your initial investment at the end of the term. During the term, the product will pay fixed monthly income payments of 0.35% irrespective of the performance of the Underlying.
If, on the Final Maturity Date, the Underlying is below 60% of its starting level, your investment will be reduced by 1% for every 1% fall in the Underlying.
The plan has been designed for investors who are looking for a high level of fixed income over a term of 5 years where the level of income is known and can be budgeted for. Investors will have a medium-low appetite to risk. They will be prepared to risk their capital in order to achieve higher returns.
Additionally, investors will have knowledge and understanding of this structured product and experience of financial markets.
Please ensure that you have read and understood the important documents contained on this page.
To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.
Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing
Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.
Important Plan Dates
Closing Date: 16 January 2019
ISA Transfer closing date: 21 December 2018
Other application forms
How do I invest?
Please print and complete your application form together with our appropriateness questionnaire. Please send your completed forms to us at Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.
Is the Investec FTSE 100 Enhanced Income Plan right for you?
This investment may be right for you if:
♦ You are prepared to risk losing some or all of your initial investment.
♦ You want regular income payments
♦ You are looking for an investment linked to the performance of stock markets.
♦ You do not need access to your money over the next 5 years.
♦ You want a tax-efficient investment using your ISA allowance or via a SIPP/SSAS.
♦ You have a minimum of £3,000 to invest.
This investment may not be right for you if:
♦ You are not prepared to risk losing some or all of your initial investment.
♦ You want a regular income via dividends.
♦ You may need immediate access to your money before maturity.
♦ You cannot commit to the full 5 year Plan Term.
♦ You want a guaranteed return on your investment.
♦ You want to add to your investment on a regular basis.
♦ You do not want to invest in a UK onshore asset that is subject to UK tax rules.
This Plan has been designed for investors who are looking for high level of fixed monthly income over a 5 year period, where the level of income is known and can be budgeted for, perhaps to meet living expenses. It is aimed at investors who may be cash rich but income poor.
Investors will have a medium-low appetite for risk and are prepared to risk their capital in order to receive a higher level of income.
Investors will understand that their return of capital is linked to the performance of the FTSE 100.