iDAD UK Callable Supertracker Plan – February 2022

iDAD Structured Products

The iDAD UK Callable Supertracker Plan is a maximum 6 year and 1 week investment that offers potential growth based on the performance of the FTSE 100 index.

The Plan is constructed to offer a potential return of 10.00% per annum to the  redemption date if the Issuer calls the investment early (please refer to the ‘Callable Feature’ below), or 500% participation in any growth of the FTSE™ 100 Index at  Maturity.

If the Plan is not called early, at maturity, the investor receives a return of 500% of any  positive growth in the FTSE™ 100 Index. For example, at maturity, if the FTSE™ 100  Index had risen 10% from the Initial Index Level, the investor will receive 100% of their  investment back plus a 50% growth payment(10% X 500%).

The Callable Feature – what is this and when may this occur?

On each Monthly Observation Date, from the 24 months after issue date, the Issuer  has the option to ‘call’ the Plan at their discretion. This means the Plan will be  redeemed at that point and investors will receive their Initial Capital into the Plan,  together with the fixed rate of return detailed above. For example, if the Issuer called  the Plan on the second anniversary,the investor would receive 100% of their Initial  Capital plus a 20.00% return.

The callable feature provides the Issuer with the ability to redeem the Plan early on  any Callable Observation Date, details of which can be found in the brochure.

Capital Protection Barrier

60% of the Initial Level. If the Underlying Index is below 60% of its Initial Level on the  Final Observation date, capital return will be reduced on a 1-for-1 basis. For example,  the Underlying has fallen to 50% of its initial level, 50% of the capital will be returned.  However, if on the Final Valuation Date, the Underlying Index is at or above 60% of its  Initial Level, capital is protected in full.

Issuer/Guarantor

The Issuer is BNP Paribas Issuance B.V, the Guarantor is BNP Paribas and their credit rating as at 05/11/2021 is S&P’s A+ / Moody’s Aa3 / Fitch AA.

Other Key Information

This product is a certificate, a transferable debt instrument.

BNP Paribas S.A. – www.bnpparibas.com Call +33 (0)1 57 08 22 00 for more information

This certificate provides a return which depends on the performance over the lifetime  of the certificate of an underlying redeemable preference share issued by BNP Paribas Synergy Limited the value of which is in turn linked to the performance of an  underlying share and/or index or basket of shares and/or indices. The description  below is therefore based on the expected value of such preference share however the  real return will depend on the actual value of the preference share.

The objective of this product is to provide you with a return based on the performance  of an underlying index. This product has a fixed term and will redeem on the  Redemption Date unless redeemed early in accordance with the Optional Early  Redemption provisions below.

Unless the product has been redeemed early, the following provisions would apply.

On the Redemption Date you will receive in respect of each certificate:

1. If the Final Reference Price is greater than or equal to 100% of the Initial Reference Price: a payment in cash equal to the Notional Amount increased by 500% of the Performance of the Underlying.

2. If the Final Reference Price is less than 100% of the Initial Reference Price:

a. If a Barrier Event has not occurred: a payment in cash equal to the Notional Amount.

b. If a Barrier Event has occurred: a payment in cash equal to the Notional Amount decreased by the Performance of the Underlying. In this case you will suffer a partial  or total loss of the Notional Amount.

Optional Early Redemption: On any Optional Redemption Date, and after a prior notice given by the issuer, the product may be redeemed in whole and you will receive for  each certificate a payment in cash equal to the Notional Amount plus a premium based on the relevant Exit Rate.

The product has been designed for retail investors who:

have a long term investment horizon (over five years).

seek to invest in a capital growth product, potentially to diversify their portfolio.

are able to bear losses up to the total of the Notional Amount.

have been informed or have sufficient knowledge of the financial markets, their  functioning and their risks, and the asset class of the underlying.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post to:

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 31 January 2022

ISA Transfer closing date: 17 January 2022

Important Documents

> Plan Brochure – UK Callable Supertracker Plan – February 2022

> Key Information Document

> Order brochure by post

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Is the iDAD UK Callable Supertracker right for me?

This Plan may be suitable for investors who:

Are seeking the opportunity for higher returns than current cash rates at the time this  Plan is launched.

Understand how the capital at risk works and that they could lose their investment in  full.

Wish to have exposure to the Underlying Index.

Understand the Plan may mature early, returning 100% of your Initial Capital plus a  return equivalent to 10.00% per annum.

Are looking to invest for the medium term, being happy to remain invested until the  Maturity Date.

Can afford to have their cash invested for the full term of the Plan.

Wish to use this investment as part of a well-diversified portfolio.

Understand the risk to capital in the event of a Guarantor default and if the Capital  Protection Barrier is breached on any closing day of the Underlying Index and remains  below the Capital Protection Barrier at maturity.

Should they need to sell their investment before maturity, accept that the trading  price may mean they get back an amount less than they invested.

Appreciate that the fixed rate of return is conditional on the performance of the  Underlying Index.

This Plan may not be suitable for investors who:

Have not received advice or spoken to a financial adviser who deems the Plan  appropriate for them.

Don’t understand the risks of the Plan and that capital is at risk.

Require a guaranteed income.

Don’t want exposure to equity Index.

Require access to their investment over the term.

Are unsure how the Plan works.

Do not have at least £10,000 to invest.

Are not comfortable that their investment may be at risk if the Guarantor becomes  insolvent or if the Underlying Index falls more than 60% from the Initial Level.

Cannot make an informed decision based on the information within this brochure or  from the Issuer’s Key Investment Document (KID).