iDAD 100% Capital Protected Kick Out Plan – Issue 1

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Important Update – Please Read

We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can.  The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date.  Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at admin@moneyworld.com. We will confirm receipt of your application within one working day.

If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.

The iDAD 100% Capital Protected Kick Out Plan is a maximum 6 year and 1 week plan that offers potential growth of 7.45% for each year the plan runs, subject to the performance of the underlying stocks.

Term

A maximum 6 years 1 weeks investment

Underlying Stocks

AstraZeneca PLC; Aviva PLC; Lloyds Banking Group PLC; Vodafone Group PLC

Issuer: BNP Paribas Insurance B.V.

Guarantor: BNP Paribas

How the plan works

If the Closing Levels of the Underlying Stocks on any Early Observation Date before  the Final Valuation Date are at least equal to or above the Kick Out Trigger Level, the  Plan will kick out, i.e. mature early, and make a gross investment return of 7.45% for  each year that the Plan has been in force. The first Early Observation Date will be on  15th of August 2022, two years after the Start Date. If the Plan has not matured early,  and the Closing Levels of the Underlying Stocks on the Final Valuation Date (the ‘Final Levels’) are at least equal to or above Kick Out Trigger Level, the Plan will provide an investment return at the Maturity Date equal to 144.70% made up of 100% of your  investment plus a 44.70% return, (6 x 7.45%) of the money you invested. If the Final  Level of any Underlying Stocks is below 100% their respective Initial Levels, no  investment return will be payable at the Maturity Date, however, this Plan is 100%  Capital Protected at maturity.

How can I hold this?

Direct, ISA/ISA Transfers, SIPPs, SSAS,Corporate, Charities and Trusts

Other Key Information

This product is a certificate, a transferable debt instrument.

BNP Paribas S.A. – www.bnpparibas.com

The objective of this product is to provide you with a return based on the performance  of underlying shares (each share, an Underlying). This product has a fixed term and  will redeem on the Redemption Date unless redeemed early in accordance with the Automatic Early Redemption provisions below.

Unless the product has been redeemed early, the following provisions would apply. On  the Redemption Date you will receive in respect of each certificate:

1. If the Final Reference Price of the Worst-Performing Underlying is greater than or equal to 100% of its Initial Reference Price: a payment in cash equal to 144.7% of the Notional Amount.

2. If the Final Reference Price of the Worst-Performing Underlying is less than 100% of its Initial Reference Price: a payment in cash equal to 100% of the Notional Amount.

Automatic Early Redemption: If, on any Autocall Valuation Date, the closing price of each underlying is greater than or equal to the relevant Autocall Barrier, the product  will be redeemed on the corresponding Early Redemption Date. You will receive for  each certificate a payment in cash equal to the Notional Amount plus a premium based on the relevant Exit Rate.

Where:

– The Worst-Performing Underlying is the Underlying that shows the lowest Final  Reference Price when divided by its Initial Reference Price.

– The Initial Reference Price of an Underlying is the closing price of that Underlying on  the Strike Date.

– The Final Reference Price of an Underlying is the closing price of that Underlying on  the Redemption Valuation Date.

The product has been designed for retail investors who:

have a long term investment horizon (over five years).

seek to invest in a capital growth product, potentially to diversify their portfolio.

seek protection of the Notional Amount at maturity and are aware of the possible  early termination of the product.

have been informed or have sufficient knowledge of the financial markets, their  functioning and their risks, and the asset class of the underlying.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post your documents to :

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheque payments): 31 July 2020

Closing Date (Electronic payments): 07 August 2020

ISA Transfer closing date: 24 July 2020

Important Documents

> Plan Brochure – 100% Capital Protected Kick Out Plan – Issue 1

> Key Information Document

> Direct/ISA/ISA Transfer Application Form

> Pension Scheme Application Form

> UK Trustee & Corporate Application Form

> Order brochure by post

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Is the iDAD 100% Capital Protected Kick Out Plan right for me?

This Plan may be suitable for investors who:

Are seeking the opportunity for higher returns than current cash rates at the time this  Plan is launched

Are seeking to preserve their capital in full if held to maturity

Wish to have exposure to the Underlying Stocks

Understand the Plan may mature early, returning 100% of your Initial Capital plus a  return equivalent to 7.45% per annum

Are looking to invest for the medium term, being happy to remain invested until the  Maturity Date

Can afford to have their cash invested for the full term of the Plan

Wish to use this investment as part of a well-diversified portfolio

Understand the risk to capital in the event of an Issuer default

Should they need to sell their investment before maturity, accept that the trading  price may mean they get back an amount less than they invested

Appreciate that the fixed rate of return is conditional on the performance of the  Underlying Stocks

This Deposit may not be suitable for investors who:

Have not received advice, completed an appropriateness test or spoken to a  financial adviser who deems the Plan appropriate for them

Don’t understand the risks of the Plan

Require a guaranteed income

Don’t want exposure to equities

Require access to their investment over the term

Are unsure how the Plan works

Do not have at least £10,000 to invest

Cannot make an informed decision based on the information within the brochure or  from the Issuer’s Key Investment Document (KID)