Hilbert 3 Stock Defensive Autocall Issue 1

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The Hilbert 3 Stock Defensive Autocall has a maximum term of 7 years and offers potential growth of 10.075% for each 6 month period the plan runs, subject to the performance of the  underlying assets.

Investment Term

Up to 7 years. However, the Plan can mature early from the first semi annual observation date, if certain criteria are met (see “Early Maturity” below)

Underlying assets

The share price of Barclays Plc, Aviva Plc, Vodafone Group Plc as listed on the  London Stock Exchange (the ‘Shares’).

Counterparty

Citigroup Global Markets Funding Luxembourg S.C.A.(‘Citigroup’)

Administrator and Custodian

Hilbert Investment Solutions

Early maturity

The Plan will mature early if the Closing Levels of all three Underlying Assets are at least equal to the relevant Reference Level on any Semi Annual Measurement Date from the end of the first 6 month period.

If this happens, you will receive a Fixed Growth Return equal to 10.075% for each semi annual obersvation date that has passed since the Start Date. You will also be repaid your original investment in full at this point.

Repayment of your investment if no early maturity

If the Final Level of any of the Underlying Assets is more than 50% below its Opening Level, you will receive back significantly less than your initial investment. The amount of your investment you receive back will be reduced by the same percentage amount that the worst performing Underlying Asset has fallen in value from the Start Date.

Expected tax treatment

Capital Gains Tax

Other Key Information

English law governed notes

The product issuer is Citigroup Global Markets Funding Luxembourg S.C.A. with a  guarantee by Citigroup Global Markets Limited.

The product is designed to provide a return in the form of a cash payment on the  maturity date in an amount that depends on whether the worst performing underlying  satisfies the barrier conditions specified below. The product has a fixed term and will  terminate on the maturity date, unless terminated early.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date, the reference price of the worst  performing underlying is at or above the relevant autocall barrier price. On any such  early termination, you will on the immediately following autocall payment date receive  a cash payment equal to the applicable autocall payment. The relevant dates, autocall  barrier prices and autocall payments are shown in the table(s) on the key information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive:

1. if the final reference price of the worst performing underlying is at or above 60.00%  of its initial reference price a cash payment equal to GBP 2,410.50;

2. otherwise, if the final reference price of the worst performing underlying is at or  above 50.00% of its initial reference price and below 60.00% of its initial reference  price a cash payment equal to GBP 1,000.00;

3. otherwise, if the final reference price of the worst performing underlying is below  50.00% of its initial reference price (i) the product notional amount multiplied by (ii) (A)  the final reference price of the worst performing underlying divided by (B) its initial  reference price.

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only  indirectly dependent on the underlyings.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product,  as applicable, early. These events are specified in the product terms and principally  relate to the product and the product issuer. The preference shares in turn contain  provisions allowing the preference shares to be adjusted or terminated early in the  case of certain exceptional events, in particular relating to the underlyings. Any such  adjustments or early termination are likely to affect the amount and timing of return you  receive under the product, meaning the return (if any) that you receive on such  early termination is likely to be different from the scenarios described above and may  be less than the amount you invested.

You do not have any entitlement to a dividend from any of the underlyings and you  have no right to any further entitlement resulting from any such underlying (e.g., voting  rights).

The product is intended to be offered to retail investors who fulfil all of the criteria below:

they have the ability to make an informed investment decision through sufficient knowledge and understanding of the product and its specific risks and rewards, with experience of investing in and/or holding a number of similar products providing a similar market exposure;

they seek capital growth, expect the movement in the underlying to perform in a way that generates a favourable return, have an investment horizon of the recommended holding period specified in the key information document and understand that the product may terminate early;

they accept the risk that the issuer or guarantor could fail to pay or perform its obligations under the product and they are able to bear a total loss of their investment; and

they are willing to accept a level of risk to achieve potential returns that is consistent with the summary risk indicator shown on the Key Information Document.

The product is not intended to be offered to retail clients who do not fulfil these criteria.

Please ensure that you have read and understood the important documents contained on this page.

To gain a full understanding of this plan it is important that you read the brochure and key information document carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheques): 31 July 2019

Closing Date (Bank Transfers): 09 August 2019

ISA Transfer closing date: 29 July 2019

Important Documents

> Plan Brochure – 3 Stock Defensive Autocall Issue 1

> Key Information Document

> Direct, ISA and ISA Transfer Application Form

> Pension Scheme Application Form

> Trustees & Corporate Application Form

> Appropriateness Questionnaire
(Please complete and return with your application form)

> Order brochure by post

Structured Product Order Form

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How do I invest?

Please print and complete your application form together with our appropriateness questionnaire. Please send your completed forms to us at Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

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Could the Hilbert 3 Stock Defensive Autocall be right for me?

If you are able to answer ‘yes’ to all of the following then an investment in the Plan may be right for you.

Are you looking for the chance to receive capital growth, rather than income?

Are you comfortable that capital growth is not guaranteed?.

Are you comfortable putting some or all of your investment at risk (i.e. you could lose  some money)?

Are you comfortable with leaving your money invested for up to 7 years?

Do you have some existing knowledge of equity based investment? For example have  you invested in similar products in the past and do you have a general interest in financial  markets?

If you are unsure as to the suitability of this product then we recommend you seek financial advice.