Dura Capital – FTSE 100 Quarterly Income Autocall Plan 43

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Important Update – Please Read

We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can.  The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date.  Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at admin@moneyworld.com. We will confirm receipt of your application within one working day.

If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.

The Dura Capital FTSE 100 Quarterly Income Autocall Plan is a maximum eight year investment that aims to provide a quarterly income of 1.71% dependent on the performance of the FTSE 100.

This Plan is designed to generate income payments of 1.71% per quarter if the FTSE 100 is equal to or higher than 75% of its Initial Index Level on each Quarterly  Observation Date.

If at the end of any quarter from the end of quarter 8 onwards, the Index is equal to  or above 100% of its Initial Index Level the Plan will Autocall (mature) returning your  initial investment plus the income payment.

 You may not receive some or any income payments. If the Index is lower than 75%  of its Initial Index Level on a Quarterly Observation Date, no income payment will be  made for that quarter

Your investment is at risk:

If the Plan runs for the full term and Index finishes lower than 60% of its Initial Index Level (i.e. the Index has fallen more than 40%), your initial investment will be reduced by 1% for every 1% fall in the Index.

Who is the plan aimed at:

This plan is targeted at clients who are looking for a high level of income over an 8 year period, but can accommodate receiving their money back before the end of the term. The frequency of income payments is not known and investors should not be reliant on these income payments to meet living expenses.

Investors should be prepared to risk their capital in order to potentially receive a higher level of income. Investors should be able understand that both their return of capital and payment of their income are linked to the FTSE 100.

Issuer: Credit Suisse AG, London Branch – A1 (Moody’s), A+ (S&P), A (Fitch) as at  11/03/2020

Eligible Investment Types: Direct  investments, ISAs (excluding ISA Transfers), SIPP, SSAS, most trusts

Other Key Information

English law governed notes

Credit Suisse International (www.credit-suisse.com/derivatives). The product issuer is  Credit Suisse AG, acting through its London Branch. Call +44 3301 595 272 for more  information.

The product is designed to provide a return in the form of (1) conditional interest payments and (2) a cash payment on termination of the product. The timing and amount of these payments will depend on the performance of the underlying. The product has a fixed term and will terminate on the maturity date, unless terminated  early. If, at maturity, the underlying has fallen below the barrier level, the product may  return less than the product notional amount or even zero.

Early termination following an autocall: The product will terminate prior to the maturity date if, on any autocall observation date, the reference level is at or above the autocall barrier level. On any such early termination, you will on the immediately following autocall payment date receive, in addition to any final interest payment, a cash payment equal to the autocall payment of GBP 1.00. No interest payments will be made on any date after such autocall payment date. The relevant dates are shown in the table on page one of the Key Information Document.

Interest: If the product has not terminated early, on each interest payment date you will receive an interest payment of GBP 0.0171 if the reference level is at or above the interest barrier level on the immediately preceding interest observation date. If this condition is not met, you will receive no interest payment on such interest payment date. The relevant dates and interest barrier levels are shown in the table on page one of the Key Information Document.

Termination on the maturity date: If the product has not terminated early, on the maturity date you will receive:

1. if the final reference level is above the barrier level, a cash payment equal to GBP  1.00; or

2. if the final reference level is at or below the barrier level, a cash payment directly  linked to the performance of the underlying. The cash payment will equal (i) the  product notional amount multiplied by (ii) (A) the final reference level divided by (B) the strike level.

Under the product terms, certain dates specified below will be adjusted if the  respective date is either not a business day or not a trading day (as applicable). Any  adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments  may be made to the product and/or (2) the product issuer may terminate  the product early. These events are specified in the product terms and principally  relate to the underlying, the product and the product issuer. The return (if any) you  receive on such early termination is likely to be different from the scenarios described  above and may be less than the amount you invested.

When purchasing this product during its lifetime, the purchase price may include  accrued interest on a pro rata basis

The product is intended to be offered to retail investors who fulfil all of the criteria below:

 they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, with  experience of investing in and/or holding a number of similar products providing a similar  market exposure, either independently or through professional advice;

 they seek income, expect the movement in the underlying to perform in a way  that generates a favourable return, have an investment horizon of the recommended  holding period specified in the key information document and understand that the product may terminate early;

 they accept the risk that the issuer or guarantor could fail to pay or perform its  obligations under the product and they are able to bear a total loss of their investment;  and

 they are willing to accept a level of risk to achieve potential returns that is consistent  with the summary risk indicator shown on the key information document.

The product is not intended to be offered to retail clients who do not fulfil these criteria. Please ensure that you have read and understood the Important Documents provided on this page before making an investment.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post to:

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheques): 14 April 2020

Closing Date (Bank Transfers): 21 April 2020

Important Documents

> Factsheet – FTSE 100 Quarterly Income Autocall Plan 43

> Key Information Document

> Terms and conditions

> Frequently asked questions

> Order brochure by post

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Is the Dura Capital FTSE 100 Quarterly Income Autocall Plan right for me?

This plan may be suitable for you if you:

are looking for an investment where quarterly payments are made depending on the  performance of the UK Stock Market

 are able and comfortable with leaving your money invested for up to ten years and  that the Plan may mature early on one of the Autocall Dates

are able to bear significant losses if the market has fallen by more than 40% at  maturity. In extreme circumstances you may lose most or all of your investment

 have at least £3,000 to invest and have a larger diversified and balanced investment  portfolio

 are comfortable with investing in a Plan that is linked to the UK Stock Market

 are  looking for income which may be higher than you would achieve from a risk free  fixed rate product

 accept that in order to achieve a potentially higher income, there is a risk that you  may get back less than your original investment

 understand how the Plan works, in particular that the payment of any return and any  repayment of your investment at maturity are not guaranteed and dependent on the  Issuer being able to meet their payment obligations

This plan may not be suitable for you if you:

do not want to put your initial investment at risk

♦ do not want an investment that is linked to the UK Stock Market

♦ need a guaranteed return on your investment

♦ need a regular income

♦ need instant access to your money before maturity

♦ need an investment that is covered by the Financial Services Compensation Scheme  (FSCS)