Dura Capital – FTSE 100 Defensive Autocall Plan 41

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Important Update – Please Read

We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can.  The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date.  Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at admin@moneyworld.com. We will confirm receipt of your application within one working day.

If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.

The Dura Capital FTSE 100 Defensive Autocall Plan is a maximum eight year investment that aims to deliver a return dependent on the performance of the FTSE 100 index.

The first Autocall Date is at the end of year 2. If at the end of year 2, 3, 4, 5, 7 or 8  the FTSE 100 is equal to or above a specified percentage of its Initial Index Level, the  Plan will Autocall (mature) returning your initial investment plus a fixed return equal to 7.31% p.a. not compounded.

If at the end of 8 years the FTSE 100 is lower than 75% of its Initial Index Level, your investment will have earned no return.

Issuer: Credit Suisse AG, London Branch

Issuer Ratings: A1 (Moody’s), A+ (S&P), A (Fitch) as at 24/02/2020

Capital repayment: should the Plan not Autocall, your Plan will mature paying:

If at the end of the 8 year term the FTSE 100 is below 75% but equal to or above  60% of its Initial Index Level, you will receive your initial investment back without any  additional return

However, if the FTSE 100 is lower than 60% of its Initial Index Level, you will lose  money and your initial investment will be returned minus 1% for every 1% fall in the  index

Eligible Investment Types: Direct  investments, ISAs (excluding ISA Transfers), SIPP, SSAS, most trusts

Other Key Information

English law governed notes

Credit Suisse International (www.credit-suisse.com/derivatives). The product issuer is  Credit Suisse AG, acting through its London Branch.

The product is designed to provide a return in the form of a cash payment on  termination of the product. The timing and amount of this payment will depend on the  change in value of the preference shares, which in turn will depend on the performance of the underlying. The product has a fixed term and will terminate on the  maturity date, unless terminated early. The payment at maturity will not exceed GBP  1.5848. If, at maturity, the underlying has fallen below 60.00% of the initial reference  level, the product may return less than the product notional amount or even zero.

Early termination following an autocall: The product will terminate prior to the maturity  date if, on any autocall observation date, the reference level is at or above the relevant autocall barrier level. On any such early termination, you will on the immediately  following autocall payment date receive a cash payment equal to the applicable  autocall payment. The relevant dates, autocall barrier levels and autocall payments are shown in the table(s) on the key information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive:

1. if the final reference level is at or above 75.00% of the initial reference level, a cash  payment equal to GBP 1.5848;

2. if the final reference level is at or above 60.00% of the initial reference level and  below 75.00% of the initial reference level, a cash payment equal to GBP 1.00; or

3. if the final reference level is below 60.00% of the initial reference level, a cash  payment directly linked to the performance of the underlying. The cash payment will  equal (i) the product notional amount multiplied by (ii) (A) the final reference level divided by (B) the initial reference level.

Investors should note that the payments described above are based on the expected  value of the preference shares. Therefore any return you may receive on the product  depends directly on the value of the preference shares. As such, your return is only indirectly dependent on the underlying.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product,  as applicable, early. These events are specified in the product terms and principally  relate to the product and the product issuer. The preference shares in turn contain  provisions allowing the preference shares to be adjusted or terminated early in the  case of certain exceptional events, in particular relating to the underlying. Any such  adjustments or early termination are likely to affect the amount and timing of return you receive under the product, meaning the return (if any) that you receive on such early  termination is likely to be different from the scenarios described above and may be  less than the amount you invested.

The product is intended to be offered to retail investors who fulfil all of the criteria below:

they have the ability to make an informed investment decision through sufficient knowledge and understanding of the product and its specific risks and rewards, with  experience of investing in and/or holding a number of similar products providing a similar  market exposure, either independently or through professional advice;

 they seek capital growth, expect the movement in the underlying to perform in a way  that generates a favourable return, have an investment horizon of the recommended  holding period specified in the key information document and understand that the product may terminate early;

 they accept the risk that the issuer or guarantor could fail to pay or perform its  obligations under the product and they are able to bear a total loss of their investment;  and

 they are willing to accept a level of risk to achieve potential returns that is consistent  with the summary risk indicator shown on the key information document.

The product is not intended to be offered to retail clients who do not fulfil these criteria. Please ensure that you have read and understood the Important Documents provided on this page before making an investment.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post your documents to:

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheques): 27 March 2020

Closing Date (Bank Transfers): 03 April 2020

Important Documents

> Factsheet – FTSE 100 Defensive Autocall Plan 41

> Key Information Document

> Terms and conditions

> Frequently asked questions

> Order brochure by post

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Is the Dura Capital FTSE 100 Defensive Autocall Plan right for me?

This plan may be suitable for you if you:

are able and comfortable with leaving your money invested for up to eight years and  that the Plan may mature early on one of the Autocall Dates

♦ are able to bear significant losses if the market has fallen by more than 40% at maturity.  In extreme circumstances you may lose most or all of your investment

♦ have at least £3,000 to invest and have a larger diversified and balanced investment  portfolio

♦ are comfortable with investing in a Plan that is linked to the UK Stock Market

♦ are looking for a return which is higher than you would achieve from a risk free investment

♦ accept that in order to achieve a higher return, there is a risk that you may get back less than your original Investment at maturity

♦ understand how the Plan works, in particular that the payment of any return and any  repayment of your investment at maturity are not guaranteed and dependent on the Issuer being able to meet their payment obligations

This plan may not be suitable for you if you:

do not want to put your initial investment at risk

♦ do not want an investment that is linked to the UK Stock Market

♦ need a guaranteed return on your investment

♦ need a regular income

♦ need instant access to your money before maturity

♦ need an investment that is covered by the Financial Services Compensation Scheme  (FSCS)