Dura Capital 3 Year Fixed Rate Income Plan – July 2022

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The Dura Capital Technology Fixed Income Plan will pay you a fixed income of 0.725% per month during the 3 year term, with the return of your original capital dependent on the performance of the underlying shares.

Monthly income:  You will receive an income payment each month during the term.  Each income payment will equal 0.725% (8.7% pa) of your Amount Invested. The  payment of this income is fixed, meaning it will not change during the term of the Plan.

Underlying shares: Amazon, Apple and Meta Platforms

The repayment of your Amount Invested: Whether you are repaid your Amount  Invested in full when the plan matures depends on the performance of the shares of  three global technology companies – specifically Amazon, Apple and Meta Platforms,  together referred to as the ‘shares’. The performance of the shares will be measured  from their closing levels on the Start Date (the ‘Start Levels’) to their closing levels on  the Final Maturity Date (the ‘Final Levels’).

The amount you will get back at maturity will depend on the performance of the worst  performing share only:

– If the Final Levels for all three shares are at or above 60% of their Start Levels, you  will be repaid your Amount Invested in full.

– However, if the Final Level for at least one share is below 60% of its Start Level  (meaning it has fallen in value more than 40% since the start of the Plan), the  repayment of your Amount Invested will be reduced by 1% for every 1% fall in the  worst performing share (please see brochure for some examples of how much you could  lose in different scenarios).

If SG Issuer and Société Générale (as guarantor) fail or become insolvent, they will be unlikely to meet their payment obligations to you under the terms of the Plan. In this case, you could lose most, if not all, of your Amount Invested and you will not be entitled to compensation from the Financial Services Compensation Scheme (‘FSCS’).

Other Key Information

This product is an unsecured debt instrument governed by English law.

Société Générale, http://kid.sgmarkets.com, Call +33(0) 969 32 08 07 for more  information

This product is a fixed term investment which is designed to provide a fixed coupon on  a periodic basis. The capital redemption amount is linked to the performance of the  underlyings. Your capital will be fully at risk when investing in this product.

The Reference Underlying is the Underlying with the lowest observed level on the  relevant observation.

Coupon

On each Coupon Payment Date, you will receive the Coupon.

Final Redemption

On the Maturity Date, you will receive a final redemption amount.

– If the Final Level of the Reference Underlying is at or above the Capital Barrier, you  will receive: 100% of the Nominal Value.

– Otherwise, you will receive the Final Level of the Reference Underlying multiplied by  the Nominal Value. In this scenario, you will suffer a partial or total loss of your  invested amount.

Additional Information

– The level of each Underlying corresponds to its value expressed as a percentage of  its Initial Value.

– The Initial Value of each Underlying is its value observed on the Initial Observation  Date.

– The Final Level is the level of the Reference Underlying observed on the Final  Observation Date.

– Coupons are expressed as a percentage of the Nominal Value.

– Extraordinary events may lead to changes to the product’s terms or the early  termination of the product and could result in losses on your investment

– The product is available through a public offering during the applicable offering period in the following jurisdiction(s): United Kingdom

The product is aimed at investors who:

– Have specific knowledge or experience of investing in similar products and in financial markets, and have the ability to understand the product and its risks and rewards.

– Seek a product offering income and have an investment horizon in line with the recommended holding period stated in the key information document.

– Are able to bear total loss of their investment and accept the risk that the Issuer and / or Guarantor could fail to pay the capital and any potential return.

– Are willing to accept a level of risk to achieve potential returns that is consistent with the summary risk indicator shown in the key information document.

To gain a full understanding of this plan it is important that you read the brochure and key information document carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Scan and email all documents to admin@moneyworld.com or post to:

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 19 July 2022

ISA Transfer closing date: 05 July 2022

Important Documents

> Plan Brochure – 3 Year Fixed Rate Income Plan – July 2022

> Key Information Document

> Order brochure by post

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Could the Dura Capital 3 Year Fixed Rate Income Plan be right for me?

This plan may be suitable for you if you agree to all of the following statements:

You are comfortable with leaving your money invested for up to three years and you  have access to other funds during this period for emergencies;

You have at least £3,000 to invest as a lump sum;

You already have a larger investment portfolio made up of different types of  investments (such as bonds, funds and other equity-based investments);

You are able  to understand the features and risks associated with this investment;

You are comfortable with investing in a Plan that is linked to the shares of Amazon,  Apple and Microsoft, and have a neutral or positive outlook on the potential growth of  these shares in the three-year term;

You understand that linking the repayment of your  Amount Invested to these shares  is higher risk than a similar Plan where the repayment of your Amount Invested is  linked to a broader index, like the FTSE 100.

You are looking for income which is higher than you would achieve from a risk-free  investment (such as a savings account);

You accept that in order to achieve a higher income, there is a risk that you may get  back less than your Amount Invested at maturity;

You are able to bear significant losses if the price of any of the shares has fallen by  more than 50% at maturity;

You understand how the Plan works, in particular that the income and any repayment of your Amount Invested at maturity are not covered by the Financial Services  Compensation Plan (‘FSCS’) and depend on Société Générale being able to meet its  payment obligations;

You understand that if you sell the Plan early, the amount you receive would depend  on the value of the Plan on the date of sale and could be less than the Amount  invested;

You understand the personal tax implications of an investment in the Plan;

You accept the risks associated with this investment.

If you cannot agree to all of the statements above, this plan may not be suitable for you.