Arcus 6Y UK Kickout Plan (CA23)

Arcus Structured Product Logo

The Arcus 6Y UK Kickout Plan is a maximum 6 year investment which offers potential growth payments of 9.75% a year, dependent on the performance of the FTSE 100 Index.

The potential return

There are several opportunities during the term of the Plan for you to receive a return  on your Amount Invested, depending on the performance of the UK stock market –  specifically the FTSE 100 (UKX) Index (the ‘FTSE 100’).

There are set dates during  the investment term (‘Early Maturity Dates’) where you  might receive a return. The first Early Maturity Date is two years after the Start Date.

If the FTSE 100 closes at or above 100% of its Start Level on an Early Maturity Date, the Plan will mature early (sometimes known as a ‘kick out’), repaying your Amount  Invested plus a return equal to 9.75% (not compounded) for each year that has passed since the Start Date.

If on the Final Maturity Date there has been no early maturity and the closing level of  the FTSE 100 (its ‘Final Level’) is less than 100% of its closing level on the Start Date  (its ‘Start Level’), your investment will have earned no return.

The repayment of your Amount Invested

If the FTSE 100 fails to close at or above 100% of its Start Level on any of the Early  Maturity Dates, your Amount Invested is at risk. The amount you will get back at  maturity will depend on the Final Level of the FTSE 100:

If the Plan runs for the full term and the FTSE 100 closes at or above 65% of its Start Level, you will be repaid your Amount Invested in full.

However, if the Final Level of the FTSE 100 is below 65% of its Start Level (meaning  it has fallen more than 35% since the start of the Plan), the repayment of your Amount  Invested will be reduced by 1% for every 1% fall in the FTSE 100.

Crédit Agricole Corporate and Investment Bank (“Crédit Agricole CIB”) is the Issuer,  meaning it is responsible for issuing the investment (known as Securities) which the  Plan will purchase in order to provide the returns of the Plan to you. If the Issuer  becomes insolvent, you could lose a significant amount of your Amount Invested,  regardless of the performance of the FTSE 100.

Other Key Information

The product is in the form of a debt instrument, governed by English law.

Crédit Agricole CIB

To receive a single payment on the Maturity Date or on any earlier Payment Date on  which the product terminates in return for the risk of loss of capital. Amounts stated  below are in respect of each Nominal Amount that you invest.

The amounts you will receive depend directly on the performance of the Underlying(s)  and are determined by referencing the performance of Preference Shares which are  directly linked to the Underlying(s). Therefore, for ease of explanation of the objectives  of the product, the product is described in this document as being linked to the Underlying(s).

• Autocall Event: If the Underlying Performance is greater than or equal to 0% on any  Autocall Valuation Date, the product will be redeemed early and you will receive, in  addition to the Nominal Amount, an amount equal to the Bonus Amount corresponding  to such Autocall Valuation Date on the immediately following Payment Date. No further payments will be made following such payment and early redemption.

• Redemption on the Maturity Date:

– Redemption Amount: If the product is not redeemed early, then you will receive one  of the following:

▪ If a Barrier Event has NOT occurred:

– If the Final Underlying Performance is greater than or equal to 0%, you will receive,  in addition to the Nominal Amount, the Bonus Amount corresponding to the Final  Valuation Date.

– If the Final Underlying Performance is lower than 0%, you will receive the Nominal Amount.

▪ Otherwise, you will receive an amount equal to the Nominal Amount diminished by an amount equal to the Nominal Amount multiplied by the Final Performance. The amount paid in such case will be less than the Nominal Amount and you may lose some or all of your capital.

Early redemption and adjustments

The terms of the product provide that if certain defined events, in addition to those  described above, occur (principally but not exclusively in relation to any Underlying, or  the Manufacturer of the product (which may include the discontinuation of the  Manufacturer’s ability to carry out the necessary hedging transactions)), adjustments  may be made to the terms of the product to account for the relevant event or the  product may be early redeemed. The amount paid on any early redemption may be  less than the amount originally invested.

This product is intended for clients who:

• have significant knowledge and experience in products such as the one described in  the key information document

• are willing and able to bear a potentially total loss

• have a risk tolerance consistent with the summary risk indicator in the key information document

• are expressing a view on the underlying consistent with the conditions for a positive outcome (as stated in the product description)

• have a horizon consistent with the term of this product

To gain a full understanding of this Plan it is important that you read the Plan Brochure and Key Information Document carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Online Applications – Click Apply Online and follow the onscreen instructions (this option is not available for ISA Transfers)

Email Applications – Print and complete our Appropriateness Assessment Form & Application Form and email this to

Please read about ID Verification & Payment Details

Postal Applications – Print and complete our Appropriateness Assessment Form & Application Form and post these along with any cheque’s to;

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 22 September 2023

ISA Transfer Closing Date: 08 September 2023

Important Documents

> Plan Brochure – 6Y UK Kickout Plan – CA23

> Key Information Document

Subscribe to Product Updates

  • This field is for validation purposes and should be left unchanged.

The information provided when subscribing will only be used to provide Structured Product updates. Please view our privacy policy for more information.

Is the Arcus 6Y UK Kickout Plan right for you?


I am comfortable with leaving my money invested for up to six years and I will have  access to other money during this period for emergencies.

I have at least £3,000 to invest as a lump sum.

I already have a larger investment portfolio made up of different types of  investments.

I am comfortable with investing in a Plan that is linked to the FTSE 100 and have a  neutral or bullish outlook on the potential growth of the FTSE 100 in the six-year term.

I understand the potential returns of the Plan are fixed and I cannot earn more than  this, even if the FTSE 100 performs better.

I am looking to receive a return on my Amount Invested when the Plan matures,  rather than a regular income.

I am looking for a return which could possibly be higher than I would achieve from a  risk-free investment (such as a savings account).

I accept that there is a risk that I may receive no return at all or may get back less  than my Amount Invested when the Plan matures.

I can cope with significant losses if the FTSE 100 has fallen by more than 35% when  the Plan matures.

I accept that the return and any repayment of my Amount Invested are not covered  by the FSCS and depend on the Issuer being able to meet its payment obligations.

I accept that if I sell the Plan early, the amount I receive will depend on the value of  the Plan on the date of the sale and could be less than my Amount Invested.

I accept the personal tax implications of investing in the Plan.

I understand and accept the risks associated with this investment.