Arcus 5Y UK Defensive Kickout Plan – NTX01

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The Arcus 5Y UK Defensive Kickout Plan is a maximum 5 year investment which offers potential growth payments of 8.25% a year, dependent on the performance of the FTSE 100 Index.

The potential return

During the term of the Plan, there will be several opportunities for you to receive a  return on the Amount Invested. The return will depend on the performance of the UK  stock market – specifically, the FTSE 100 Index (UKX) (the FTSE 100).

There are set dates during the investment term (‘Early Maturity Dates’) where you might receive a return. The first Early Maturity Date is two years after the Start Date.

If the FTSE 100 closes at or 95% of its Start Level on an Early Maturity Date, the  Plan will mature early (sometimes known as a ‘kick out’). If this happens you will  receive your Amount Invested plus a return that is equal to 8.25% of the value of your  Amount Invested for each year that has passed since the Start Date, and the Plan will  automatically close.

If, on the Final Maturity Date, there has been no early maturity and the closing level  of the FTSE 100 (its Final Level) is less than 95% of its closing level on the Start Date  (its Start Level), your investment will have earned no return.

The repayment of your Amount Invested

If the FTSE 100 fails to close at or above 95% of its Start Level on any of the Early  Maturity Dates, your Amount Invested is at risk. The amount you will get back at  maturity will depend on the Final Level of the FTSE 100:

If the Plan runs for the full term and the FTSE 100 closes at or above 65% of its Start Level, you will be repaid your Amount Invested in full.

However, if the Final Level of the FTSE 100 is below 65% of its Start Level (meaning  it has fallen more than 35% since the start of the Plan), the repayment of your Amount  Invested will be reduced by 1% for every 1% fall in the FTSE 100.

Issuer: Natixis Structured Issuance S.A., guaranteed by Natixis. If the Issuer becomes  insolvent, you could lose a significant proportion of the Amount Invested and any  return due, regardless of how the FTSE 100 performs.

Other Key Information

The product is in the form of a debt instrument governed by English law linked to the performance of equity index-linked preference shares issued by Cannon Bridge Capital Ltd., which are in turn linked to the performance of the Underlying(s)

Natixis (Issuer: Natixis Structured Issuance / Guarantor: Natixis)

To provide capital growth in return for the risk of loss of capital. Amounts stated below  are in respect of each Nominal Amount that you invest. Investors should note that the  payments described below are based on the expected value of the preference shares.  Therefore any return you may receive on the product depends directly on the value of  the preference shares. As such, your return is only indirectly dependent on the  Underlying(s).

Autocall Event: if the Underlying Performance is greater than or equal to -5% on any  Autocall Valuation Date, the product will be redeemed early and you will receive, in  addition to the Nominal Amount, an amount equal to the Interest Amount  corresponding to the Interest Amount per period on the immediately following Payment Date. No further payments of principal or interest will be made following such payment  and early redemption.

Redemption amount on the Maturity Date:

If the product is not redeemed early, then you will receive one of the following:

If a Barrier Event has NOT occurred:

– If the Final Underlying Performance is greater than or equal to -5%, you will receive  in addition to the Nominal Amount, the Interest Amount corresponding to the Interest  Amount per period.

– If the Final Underlying Performance is lower than -5%, you will receive the Nominal  Amount.

Otherwise, you will receive an amount equal to the Nominal Amount diminished by an  amount equal to the Nominal Amount multiplied by the absolute value of the Final  Underlying Performance. The amount paid in such case will be less than the Nominal  Amount and you may lose some or all of your capital.

Early redemption and adjustments

The terms of the product provide that if certain defined events, in addition to those  described above, occur (principally but not exclusively in relation to any Underlying, or  the Issuer of the product (which may include the discontinuation of the Issuer’s ability  to carry out the necessary hedging transactions) or the Issuer of the preference  shares), adjustments may be made to the terms of the product to account for the  relevant event or the product may be early redeemed. The amount paid on any early  redemption may be less than the amount originally invested.

This product is intended for retail investors who:

• have capital growth objective

• are willing and able to bear a total capital loss and accept the credit risk of the Issuer  and the Guarantor

• have a risk tolerance consistent with the summary risk indicator in the key information document

• have significant knowledge and experience in products such as the one described in  the key information document

• have a minimum investment horizon consistent with the recommended holding period

To gain a full understanding of this Plan it is important that you read the Plan Brochure and Key Information Document carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms of business before investing

How do I invest?

Online Applications – Click Apply Online and follow the onscreen instructions (this option is not available for ISA Transfers)

Email Applications – Print and complete our Appropriateness Assessment Form & Application Form and email this to admin@moneyworld.com

Please read about ID Verification & Payment Details

Postal Applications – Print and complete our Appropriateness Assessment Form & Application Form and post these along with any cheque’s to;

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid directly to us.

Important Plan Dates

Closing Date: 08 March 2024

ISA Transfer Closing Date: 23 February 2024

Important Documents

> Plan Brochure – 5Y UK Defensive Kickout Plan – NTX01

> Key Information Document

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Is the Arcus 5Y UK Defensive Kickout Plan right for you?

THIS PLAN MAY BE APPROPRIATE FOR YOU IF YOU AGREE TO ALL THE FOLLOWING STATEMENTS:

I have at least £3,000 to invest as a lump sum.

♦ I am looking for a return which could possibly be higher than I would achieve from a  risk-free investment (such as a savings account).

I am looking to receive a return on my Amount Invested when the Plan matures,  rather than a regular income.

I already have a larger investment portfolio made up of different types of  investments.

I am comfortable with leaving my money invested for up to five years and I will have  access to other money during this period for emergencies.

I am comfortable with investing in a Plan that is linked to the FTSE 100 and have a  neutral or bullish outlook on the potential growth of the FTSE 100 in the five-year term.

I understand the potential returns of the Plan are fixed and I cannot earn more than  this, even if the FTSE 100 performs better.

I accept that there is a risk that I may receive no return at all or may get back less  than my Amount Invested when the Plan matures.

I can cope with significant losses if the FTSE 100 has fallen by more than 35% when  the Plan matures.

I accept that if I sell the Plan early, the amount I receive will depend on the value of  the Plan on the date of the sale and could be less than my Amount Invested.

I accept that the return and any repayment of my Amount Invested are not covered  by the FSCS and depend on the Issuer being able to meet its payment obligations.

I accept the personal tax implications of investing in the Plan.

I understand and accept the risks associated with this investment.

IF YOU DO NOT AGREE WITH ALL OF THE STATEMENTS ABOVE, THIS PLAN MAY  NOT BE APPROPRIATE FOR YOU.