Important Update – Please Read
We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can. The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date. Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at firstname.lastname@example.org. We will confirm receipt of your application within one working day.
If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.
The Investec FTSE4Good 6 Year Deposit Plan is designed to repay your initial deposit and deliver a return linked to the performance of the FTSE4Good UK 50 over the 6 year term.
On the Final Maturity Date, the Final Index Level is recorded. This is the average of the closing levels of the FTSE4Good UK 50 on each Business Day between 30 March 2026 and 28 September 2026, both days inclusive.
♦ If the Final Index Level is higher than 100% of the Initial Index Level, you will receive back your initial investment plus 18%.
♦ If the Final Index Level is equal to or lower than 100% of the Initial Index Level, you will receive back your initial investment with no return.
The use of Averaging to calculate the Final Index Level can reduce the adverse effects of a falling market or sudden market falls before maturity. Equally, it can reduce the benefits of an increasing market or sudden market rises before maturity.
How do I invest?
Other Key Information
This is a structured deposit. Your deposit will be held by Investec Bank plc
Investec Bank plc
This product is denominated in GBP, has a term of 6 years and is linked to the performance of the FTSE4Good UK 50 (the “Underlying”).
At the end of the recommended holding period
• If the Underlying is above 100% of its starting level , the product will return your initial investment plus 18%.
• If the Underlying is equal to or below 100% of its starting level, the product will return your initial investment with no additional return.
This product has been designed for investors who are looking to potentially achieve capital growth over a term of 6 years. Investors are looking for alternatives to fixed rate cash products (such as a fixed rate bond), are willing to take the risk that actual returns achieved may be lower than fixed rate cash products, but do not wish to risk losing their initial deposit. Therefore this product is aimed at investors who have a medium- low appetite for risk. Investors will understand that the potential returns of this product are linked to the performance of the FTSE4Good UK 50. Additionally, investors will have knowledge and understanding of this structured product from supporting product literature and any advice they have received, as well as an understanding of financial markets.
To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.
Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing
Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.
Important Plan Dates
Closing Date: 18 September 2020
ISA Transfer closing date: 04 September 2020
Is the Investec FTSE4Good 6 Year Deposit Plan right for you?
This investment may be right for you if:
♦ You understand the risks of this Plan.
♦ You are looking for a Plan where returns are dependent on the performance of stock markets.
♦ You want a full return of your initial investment at maturity.
♦ You do not need access to your money over the next 6 years.
♦ You have a minimum of £3,000 to invest.
♦ You want a tax-efficient return using your ISA allowance or via a SIPP/SSAS.
♦ You understand that returns are dependent on the performance of the FTSE4Good UK 50, which is observed on set dates and you accept that you may not achieve any return at all.
♦ You accept that if Investec defaults during the Plan Term, you could lose all of your deposit and should then seek compensation from the Financial Services Compensation Scheme.
This investment may not be right for you if:
♦ You disagree with or do not meet all of the criteria listed in the section to the left.
♦ You want regular income or dividend payments.
♦ You may need immediate access to your money before maturity.
♦ You cannot commit to the full 6 year Plan Term.
♦ You want a guaranteed return on your investment.
♦ You want to add to your investment on a regular basis.
♦ You do not want to invest in a UK onshore asset that is subject to UK tax rules.