Investec FTSE 100 Income Deposit Plan 40 – Monthly Option

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Important Update – Please Read

We are currently able to accept postal applications, however given the current circumstances we would suggest sending applications to us by e-mail if you can.  The funds for your investment should be transferred direct to the investment company so they have cleared funds by the closing date.  Account details for transferring funds are included on all application forms. Please send completed application forms and appropriateness questionnaires to us at We will confirm receipt of your application within one working day.

If you have opted to pay your fee separately we will provide you with our account details when confirming receipt of your application.

Plan overview

The Investec FTSE 100 Income Deposit Plan Monthly Option is designed to repay your initial deposit and make monthly income payments.

0.12% per month if the FTSE 100 is higher than 75% of its starting level on each  Monthly Anniversary Date.

The Payment Index Level is the average of the closing levels of the FTSE 100 on the  relevant Monthly Income Date and the four previous Business Days.

How do I invest?

Online Applications – Click Apply Online and follow the onscreen instructions (this option is not available for joint investments or if transferring an ISA to Investec)

Email Applications – Complete the Appropriateness Assessment Form and Application Form and email this to

We will confirm receipt of your application within 1 working day and provide account details to make any payments by bank transfer.

Postal Applications – Print and complete our Appropriateness Assessment Form and the Application Form and post these along with any cheque’s to;

Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.

Other Key Information

The FTSE 100 Income Deposit Plan Monthly Option is a structured deposit. Your deposit will be held by Investec Bank plc

This product is denominated in GBP, has a term of 6 years and is linked to the  performance of the FTSE 100 (the “Underlying”). The product is designed to repay your  initial investment at the end of the term.

Income Payments

At the end of each year, if the Underlying is above 75% of its starting level, this product  will pay you an income payment of 0.12%. If the Underlying is equal to or below 75% of its starting level, the income payment for that month will be missed.

At the end of the term of 6 years.

If, on the Final Maturity Date, the Underlying is equal to or above 75% of its starting level,  the product will return your initial investment as well as a final payment of 0.12%. If the  Underlying is below 75% of its starting level, the product will return your initial investment  only.

This product has been designed for investors who are looking for contingent income over  a term of 6 years. Investors are looking for alternatives to fixed rate cash products (such  as a fixed rate bond), are willing to take the risk that actual returns achieved may be lower than fixed rate cash products, but do not wish to risk losing their initial deposit. Therefore  this product is aimed at investors who have a medium-low appetite for risk. Investors will understand that the potential returns of this product are linked to the performance of  the FTSE 100. Additionally, investors will have knowledge and understanding of this  structured product from supporting product literature and any advice they have received,  as well as an understanding of financial markets.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date: 12 February 2021

ISA Transfer Closing Date: 29 January 2021

Important Documents

> Plan Brochure – FTSE 100 Income Deposit Plan 40

> Key Information Document

> Order brochure by post

Structured Product Order Form

  • This will help us send the correct application form.

Application Forms

> Direct and ISA Application Form
(Also use for re-investing matured Investec plans)

> ISA Transfer Application

Other application forms

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Is the Investec FTSE 100 Income Deposit Plan Monthly Option right for you?

This investment may be right for you if:

 You understand the risks of this Plan.

♦ You are looking for a Plan where income payments are made depending on the  performance of stock markets.

♦ You want a full return of your initial investment at maturity.

♦ You do not need access to your money over the next 6 years.

♦ You have a minimum of £3,000 to invest.

♦ You want a tax-efficient return using your ISA allowance or via a SIPP/SSAS.

♦ You understand that returns are dependent on the performance of the FTSE 100,  which is observed on set dates and you accept that you may not achieve any return at  all.

♦ You accept that if Investec defaults during the Plan Term, you could lose all of your  deposit and should then seek compensation from the Financial Services  Compensation Scheme.

This investment may not be right for you if:

You disagree with or do not meet all of the criteria listed in the section to the left.

♦ You want regular income or dividend payments.

♦ You may need immediate access to your money before maturity.

♦ You cannot commit to the full 6 year Plan Term.

♦ You want a guaranteed return on your investment.

♦ You want to add to your investment on a regular basis.

♦ You do not want to invest in a UK onshore asset that is subject to UK tax rules.