The Investec FTSE 100 3 Year Defensive Deposit Plan is designed to repay your initial deposit and deliver a return provided that the FTSE 100 does not fall by more than 10% or more over the Plan Term.
♦ 11% return if the FTSE 100 is higher than 90% of its starting level on the Final Maturity Date
♦ If on the Final Maturity Date the FTSE 100 is equal to or lower than 90% of its starting level you will receive back your initial deposit with no return.
For further details on how Investec calculate your returns, which includes the use of averaging, please see ‘How does the Plan work?’ on page 6 of the brochure.
Other Key Information
The FTSE 100 3 Year Defensive Deposit Plan is a structured deposit. Your deposit will be held by Investec Bank plc
Investec Bank plc
This product is denominated in GBP, has a term of 3 years and is linked to the performance of the FTSE 100 (the “Underlying”). On the Final Maturity Date:
♦ If the Underlying is above 90% of its starting level, the product will return your initial investment plus 11%.
♦ If the Underlying is equal to or below 90% of its starting level, the product will return your initial investment with no additional return.
This product has been designed for investors who are looking to potentially achieve capital growth over a term of 3 years. Investors are looking for alternatives to fixed rate cash products (such as a fixed rate bond), are willing to take the risk that actual returns achieved may be lower than fixed rate cash products, but do not wish to risk losing their initial deposit. Therefore this product is aimed at investors who have a medium-low appetite for risk.I
Investors will understand that the potential returns of this product are linked to the performance of the FTSE 100. Additionally, investors will have knowledge and understanding of this structured product from supporting product literature and any advice they have received, as well as an understanding of financial markets.
Please ensure you have read and understood the important documents contained on this page before investing.
To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.
Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing
Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.
Important Plan Dates
Closing Date: 16 January 2019
ISA Transfer Closing Date: 21 December 2018
Other application forms
How do I invest?
Please print and complete your application form together with our appropriateness questionnaire. Please send your completed forms to us at Moneyworld, 34 High Street, High Wycombe, Bucks, HP11 2AG.
Is the Investec FTSE 100 3 Year Defensive Deposit Plan right for you?
This investment may be right for you if:
♦ You want a full return of your deposit at maturity.
♦ You are looking for a plan with returns linked to the performance of stock markets.
♦ You do not need access to your money over the next 3 years.
♦ You want a tax-efficient investment using your ISA allowance or via a SIPP/SSAS.
♦ You have a minimum of £3,000 to invest.
This investment may not be right for you if:
♦ You want a regular income and dividends.
♦ You may need immediate access to your money before maturity.
♦ You cannot commit to the full 3 year Plan Term.
♦ You want a guaranteed return on your deposit.
♦ You want to add to your deposit on a regular basis.
♦ You do not want to invest in a UK onshore asset that is subject to UK tax rules.
This Plan has been designed for investors who are looking for alternatives to fixed rate cash products, such as a fixed rate bond, in order to achieve capital growth over a 3 year term.
Investors are willing to take the risk that actual returns achieved may be lower than fixed rate cash products but do not wish to risk losing their initial deposit and therefore this Plan is aimed at investors who have a low to moderate appetite for risk.
Investors will understand that the potential returns of the Plan are linked to the performance of the FTSE 100.