iDAD UK & Europe Deposit Kick Out Plan – Issue 12

English law governed deposit

Barclays Bank PLC (www.barx-is.com). The PRIIP manufacturer is also the product issuer.

The product is designed to provide a return in the form of a cash payment on  termination of the product. The product has a fixed term and will terminate on the  maturity date, unless terminated early.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date, the reference level of the worst  performing underlying is at or above its autocall barrier level. On any such early  termination, you will on the immediately following autocall payment date receive a cash payment equal to the applicable autocall payment. The relevant dates and autocall  payments are shown in the table(s) in the key information document.

Coupon: If the product has not terminated early, on each coupon payment date you  will receive the applicable coupon payment if the reference level of the worst  performing underlying is at or above its coupon barrier level on the immediately  preceding coupon observation date. If this condition is not met, you will receive no  coupon payment on such coupon payment date. The relevant dates and coupon  payments are shown in the table(s) on the key information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive GBP 1.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product  early. These events are specified in the product terms and principally relate to the  underlyings, the product and the product issuer. The return (if any) you receive on  such early termination is likely to be different from the scenarios described above and  may be less than the amount you invested.

For display purposes numbers within this  document have been cut off at 4 decimal places.

The product is intended to be offered to retail investors who fulfil all of the criteria  below:

1. they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, either  independently or through professional advice, and they may have experience of  investing in and/or holding a number of similar products providing a similar market  exposure;

2. they seek income and/or full protection of the product notional amount, subject to the issuer’s ability to pay, expect the movement in the underlyings to perform in a way that generates a favourable return, have an investment horizon of the recommended holding period specified in the key information document and understand that the  product may  terminate early;

3. they accept the risk that the issuer could fail to pay or perform its obligations under the product but otherwise they are not able to bear any loss of their investment; and

4. they are willing to accept a level of risk to achieve potential returns  that is consistent with the summary risk indicator shown in the key information document. The product is not  intended to be offered to retail clients who do not fulfil these criteria.