iDAD UK & Europe Deposit Kick Out Plan – Issue 3

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The iDAD UK & Europe Deposit Kick Out Plan is a maximum 6 year 2 week plan that offers potential growth of 8.5% for each year the plan runs, subject to the performance of the FTSE 100 Index and Eurostoxx 50 index.

Term

A maximum 6 years 2 weeks investment

Potential return

The Deposit Plan is constructed to offer a potential return of 8% p.a.  If on any annual observation date (including the final observation date), starting at year 4, if both indices are at or above their initial strike level, the investment will kick out.  Initial capital plus the coupon for each annual period which has elapsed is paid and the investment will end.  If the investment does not kick out then at the Final Observation date full capital is returned.

Underlying indices

FTSE™100 Index & Eurostoxx50 Index

Deposit Taker

Barclays Bank plc

How can I hold this?

Direct, ISA/ISA Transfers, SIPPs, SSAS, Corporate, Charities and Trusts

Other Key Information

English law governed deposit

Barclays Bank PLC (www.barx-is.com). The PRIIP manufacturer is also the product issuer.

The product is designed to provide a return in the form of a cash payment on  termination of the product. The product has a fixed term and will terminate on the  maturity date, unless terminated early.

Early termination following an autocall: The product will terminate prior to the  maturity date if, on any autocall observation date, the reference level of the worst  performing underlying is at or above its autocall barrier level. On any such early  termination, you will on the immediately following autocall payment date receive a cash payment equal to the applicable autocall payment. The relevant dates and autocall  payments are shown in the table(s) in the key information document.

Coupon: If the product has not terminated early, on each coupon payment date you  will receive the applicable coupon payment if the reference level of the worst  performing underlying is at or above its coupon barrier level on the immediately  preceding coupon observation date. If this condition is not met, you will receive no  coupon payment on such coupon payment date. The relevant dates and coupon  payments are shown in the table(s) on the key information document.

Termination on the maturity date: If the product has not terminated early, on the  maturity date you will receive GBP 1.

Under the product terms, certain dates specified above and below will be adjusted if  the respective date is either not a business day or not a trading day (as applicable).  Any adjustments may affect the return, if any, you receive.

The product terms also provide that if certain exceptional events occur (1) adjustments may be made to the product and/or (2) the product issuer may terminate the product  early. These events are specified in the product terms and principally relate to the  underlyings, the product and the product issuer. The return (if any) you receive on  such early termination is likely to be different from the scenarios described above and  may be less than the amount you invested.

For display purposes numbers within this  document have been cut off at 4 decimal places.

The product is intended to be offered to retail investors who fulfil all of the criteria  below:

1. they have the ability to make an informed investment decision through sufficient  knowledge and understanding of the product and its specific risks and rewards, either  independently or through professional advice, and they may have experience of  investing in and/or holding a number of similar products providing a similar market  exposure;

2. they seek income and/or full protection of the product notional amount, subject to the issuer’s ability to pay, expect the movement in the underlyings to perform in a way that generates a favourable return, have an investment horizon of the recommended holding period specified in the key information document and understand that the  product may  terminate early;

3. they accept the risk that the issuer could fail to pay or perform its obligations under the product but otherwise they are not able to bear any loss of their investment; and

4. they are willing to accept a level of risk to achieve potential returns  that is consistent with the summary risk indicator shown in the key information document. The product is not  intended to be offered to retail clients who do not fulfil these criteria.

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the product risks and terms and conditions. If you are unsure about any aspect of this investment product, please seek financial advice to ensure the Plan suits your requirements and overall investment planning.

Moneyworld does not offer investment advice. The information in this brochure does not constitute tax, legal or investment advice. Please read our terms and conditions before investing

How do I invest?

Print and complete our Appropriateness Assessment Form

Print and complete the relevant application form, these forms can be found below.

Post all documents to:  Moneyworld, 34 High Street, High Wycombe, Bucks,
HP11 2AG

Application Fee

Our fee is just 0.5%. This can be deducted from the investment or paid by enclosing a cheque to Moneyworld.

Important Plan Dates

Closing Date (Cheque payments): 29 December 2022

Closing Date (Electronic payments): 05 January 2023

ISA Transfer closing date: 22 December 2022

Important Documents

> Plan Brochure – UK & Europe Deposit Kick Out Plan – Issue 3

> Key Information Document

> Direct/ISA/ISA Transfer Application Form

> Pension Scheme Application Form

> UK Trustee & Corporate Application Form

> Order brochure by post

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Is the iDAD UK & Europe Deposit Kick Out Plan right for me?

This Deposit may be suitable for investors who:

Are seeking the opportunity for higher returns than current cash rates at the time this  Deposit Plan is launched

 Understand how the capital protection works

Wish to have exposure to the Underlying Indices

Understand the deposit must be held until maturity to receive the quoted returns plus initial investment.

 Are looking to invest for the medium to long term, being happy to remain invested  until the Maturity Date

 Can afford to have their cash invested for the full term of the Deposit Plan

♦ Wish to use this investment as part of a well-diversified portfolio

 Understand the risk to capital in the event of a Deposit Taker default

 Should they need to encash their investment before maturity, accept that the trading  price may mean they get back an amount less than they invested

Appreciate that the 8% p.a. is dependant on the Underlyings being at or above their initial strike level.

This Deposit may not be suitable for investors who:

Have not received advice or spoken to a financial adviser who deems the Deposit  Plan appropriate for them

 Don’t understand the risks of the Deposit Plan

 Require a guaranteed income

 Don’t want exposure to an equity Index

 Require access to their investment over the term

 Are unsure how the Deposit Plan works

Do not have at least £10,000 to invest

 Are not comfortable that their investment may be at risk if the Deposit Taker becomes insolvent

 Cannot make an informed decision based on the information within the brochure or  from the Deposit Taker’s Key Investment Document (KID)