What is the Select Investment bond from Aviva?
It’s an investment bond which gives you the potential to benefit from stock market growth.
It lets you invest a lump sum in up to 10 different funds from a wide range of investment options.
It’s designed for long-term investment.
What are the benefits?
Growth potential – By investing your money over the longer term, you have the potential for greater growth.
Guarantees – We offer a range of funds which include a reassuring guarantee. Depending on which fund you choose, you’ll get up to 100% of your initial investment in the fund back at your selected anniversary date.
Flexibility – You can invest for income, growth or a combination of both.
You can take regular or one-off withdrawals and move money from fund to fund in line with your investment objectives. You can also leave your money in the bond for as long as you need to meet your investment aims because there’s no fixed end date.
Expertise – You have access to a wide range of investment funds, all managed
by professional fund managers.
Tax planning – By putting the bond in a trust, you could help to minimise any inheritance tax liability. As this might mean you have no access to the money in future, you should seek professional advice before doing so.
Yearly updates – You’ll get an easy to follow statement every year to let you know exactly how your investment is performing.
What are the risks?
The value of your investment can go down as well as up any income you get can vary.
Unless you have invested in a fund with a 100% money-back guarantee, you may not get back what you invested. The amount you’ll get back depends on how long you invest for, the performance of the funds you choose and Aviva’s charges any money you take out.