Who Needs You? The Change in Family Finances

Girl giving boy a dandelion clock

We’ve all heard of (and, no doubt, used) ‘The Bank of Mum and Dad’, but it looks like this well-known institution may be franchising! ‘The Bank of Brother and Sister’, ‘The Bank of Grandma and Grandad’ and even ‘The Bank of Sons and Daughters’ all appear to have opened for business recently, as new research shows the traditional arrangement of children borrowing money from their parents seems to be evolving.

In contrast to the linear idea of parents only supporting children financially, research now shows that 25% of families share their money across multiple generations to help one another….

Closing the Gap Between Thinking and Doing

Woman making and throwing paper aeroplanes

We’ve all done it. Some of us do it every day. And most of us wish we could do less of it. We’re talking about…procrastination.

With so many distractions in modern day life, procrastination has become one of those things we all struggle with at one time or another. We know what we ought to do, but we struggle to bring ourselves to do it.

So how do we stop the habit?

How do we bridge that gap between thinking and doing?

Why You Don’t Need Life Insurance

A person bungee jumping into a river

It often seems like you can barely get through the day without one company or another screaming about the ‘fact’ that you desperately need to buy their ‘stuff’.

Trust us, we know how annoying that gets, which is why we like to be honest about whether or not you actually need our products.

For most of our customers, life insurance is the best way to continue to provide for, and support, their family when they’re no longer around to do it in person, but for other customers, we’d rather be upfront and say it’s just not something you need.

Surprised to hear us say that?

Is 2017 The Year of Uncertainty?

A couple both with injuries eating some popcorn

It goes without saying that in the last few years we should have learnt to expect the unexpected.

Major events like the Brexit vote, Donald Trump’s election and the results of the recent General Election have left everyone reeling slightly – regardless of their own political persuasion or whether they felt those were the ‘right’ decisions – because the fact is, nobody really saw them coming.

An unforeseen General Election result, global political unrest and ongoing negotiations with the EU have all added to the feeling that none of us really has a handle on what’s going on at the moment.

How to Have That Difficult Conversation About Life Insurance

A couple having a conversation about life insurance

When you get the opportunity to catch up with your partner after a long day, chances are the conversation naturally drifts towards the children: “How have the kids been today?”, “What did they get up to in school?”, “Are you ok to drop them off tomorrow?”…all perfectly mundane topics of conversations between parents.

“How are you planning to look after the kids if I die before you?” is less likely to crop up, but it’s something you need to discuss.