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Is this product
right for you? |
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Yes,
I am happy to invest because:
You understand that the capital return is linked to the
performance of stockmarkets which may fall as well as rise.
You are comfortable that your capital may not be returned in
full at the end of the term
You want your investment to provide capital growth rather
than regular income
You can afford to leave your money invested for the next six
years and do not require access to it
You understand that encashment before maturity might not
reflect the performance of the market to date and could be less than
the amount you invested
You understand that returns may be higher than can be
obtained from a deposit or savings account but carries additional
risks
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No ,
this Account probably isnt right for me
because:
You cannot afford to risk your capital
You do not want an investment linked to the FTSE100
You require regular income payments from your investments
You require access to your money within the next 6 years
You do not have other savings or investments that are easily
accessible to cover emergencies
You are unsure how the investment works
You do not have £3600 to invest
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RISKS
The overall returns
will depend on the performance of the FTSE100 and could be
less than your original investment.
Your circumstances could change, forcing you to cash in early.
If you transfer or encash your Plan during the term, except at an
early maturity, you may get back less than the amount invested.
If you exercise your right to cancel after the underlying
investments have been purchased you may not get back your full
original investment.
If the financial institution which issues the securities for your
Plan fails to repay the amounts due you could lose some or all of
your investment. To reduce this risk we will only deal with a
financial institution, which has a current credit rating of at least
A from Standard & Poors, or equivalent, which denotes a high
level of financial strength.
For these reasons, this Plan is only suitable if you can afford
and are prepared to accept the risk that some or all of your capital
could be lost.
If you choose to make an ISA transfer into the Plan you might have
to pay an exit charge to your current provider and could lose some
investment growth from your current ISA if the market rises while
the transfer is being carried out.
The levels and basis of taxation and reliefs from taxation
can change at any time. The value of any tax reliefs depends on
individual circumstances. Tax assumptions are based on Arc Capital &
Income plcs understanding of current legislation and practice which
may change in the future.
Please refer to the Brochure and the Terms & Conditions for full
details.
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