|
Is this
product
right for you? |
|
To help you
decide if the Plan is right for you, here is a summary of key points
you should think about. Before investing, please consider not only
the benefits but also all of the risks associated with buying such a
product and the commitment you are making.
|
|
Yes,
I am happy to invest because:
I want to know the money that I invest will be repaid at
maturity
I want the opportunity to receive a return that might be
greater than that provided by an ordinary deposit account at
the end of my chosen investment term
I am unlikely to need access to my money before the end of
my chosen investment term
I like the idea of gaining enhanced exposure to the FTSE
100 Index, while accepting any return will be subject to a
maximum amount |
|
No ,
this plan probably isnt right for me
because:
I may need access to some of my money before maturity,
especially in case of unexpected emergencies and I cannot
risk getting back less than I invested
I dont want to risk getting back less than I would have
done if I had invested in a deposit account or no return
at all
I dont accept the limit placed on the possible return
I want a regular income from my money
I am a regular saver and I prefer to be able to add to my
investments from time to time
|
Things to consider
The Plan is
designed for investors who can invest an amount for a
particular period and leave their capital invested
during that time. As mentioned you can sell the
investment before the end of the term but you may not
get back the amount you invested.
This Plan is not
like a deposit account. All the Plans benefits are paid
at the end of the chosen investment period. No income or
other benefit is paid before then. If the Index falls
over your chosen term, you will get no return at all
only your capital will be repaid.
If the Index
rises above the level at which the maximum return would
be payable, you will not receive any additional return.
Barclays use
averaging to calculate the Final Index Level (except in
the case of early maturity under the Early Maturity
feature). While this averaging can reduce the potential
for investment gain when the FTSE 100 Index rises during
the averaging period, it can also lessen the effects of
falls in the Index during this period.
The FTSE 100
Index measures only the capital value of the shares in
the Index and no allowance is made for dividends paid by
the companies in the Index.
Remember,
whatever you get back at the end of the investment term,
inflation during the term will have reduced its value.
Please refer to the Brochure and the Terms & Conditions for full
details. |
