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Is this
product
right for you? |
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To help you
decide if the Plan is right for you, here is a summary of key points
you should think about. Before investing, please consider not only
the benefits but also all of the risks associated with buying such a
product and the commitment you are making.
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Yes ,
I am happy to invest because:
I want to know the money that I invest will be repaid at
maturity
I want the opportunity to receive a return that might be
greater than that provided by an ordinary deposit account at
the end of my chosen investment term
I am unlikely to need access to my money before the end of
my chosen investment term
I like the idea of gaining an additional fixed return
dependent on the performance of the Index and accept my
return being subject to a maximum limit
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No ,
this plan probably isnt right for me
because:
I may need access to some of my money
before maturity, especially in case of unexpected
emergencies and I cannot risk getting back less than I
invested
Whilst I will earn at least the minimum fixed return, it
could be less than I would have earned had I invested in a
deposit account
I dont accept the limit placed on the possible return
I want a regular income from my money
I am a regular saver and I prefer to be able to add to my
investments from time to time
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Things to consider
The Plan is designed for investors who can invest an
amount for six years and leave their capital invested
during that time. You can sell the investment before the
end of the term but you may not get back the amount you
invested.
This Plan is not like a deposit account. All the Plans
benefits are paid at the end of the chosen investment
period. No income or other benefit is paid before then.
You cannot withdraw your capital until the end of the
term without the risk of losing money.
If during the six- year investment period the Index falls
to 60% or less of the starting level you will not
receive the additional return but you will still receive
the fixed return of 18%.
The FTSE 100 Index measures only the capital value of
the shares in the Index and no allowance is made for
dividends paid by the companies in the Index.
Remember, whatever you get back at the end of the
investment term, inflation during the term will have
reduced its value.
Please refer to the Brochure and the Terms & Conditions for full
details. |
